on may 1st, whether you like itn or not. and they meae n that anyone with good credit that's defines the score of 680 or above is going to have to pay roughly forty dollars a month extra on their mortgage fees. on their mortgage fees. on home loans of arounpadmort four hundred grandga. so here's an example. if you have a fico score of 620 ,you get a one point 75% discount on your mortgage fees. if you have a 740 score, inrtgae other words, you pay your bill s on time. you've done the right thing.ore you're a good citizen.y your you have b to pay 1% more so you you have b to pay 1% more so you the right thing and paying your bills. you get punishedyo doing the . we are incentivizing bad behavior. we're hurting the good people. since the day you were born, you have been told pay your debts. it's not your money.shed you borrowed i.t from somebody beu borrowed i.t from somebody else. you have to pay it back .vior. if you don't, it's stealin g. r u don't, it's stealin >> now we're saying if yourrowed don't stea il, we're going to hurt you. and in real life, that means that over the course of a 30 or