Transcripts For FBC The Willis Report 20150320

Seniors anymore. Well have simple tricks so you never pay full price again. All that and more on the willis report, where consumers are our business. And tonight, it is a crackdown on fracking. For the first time the Obama Administration imposing tough restrictions on hydraulic fracturing. The new rules for federal lands. Analysts see the government expanding the rules to cover private land as well where the recent Energy Revolution in this country was born. Combined with obamas war on coal, the Obama Administration is determined to undermine our energy boom. Rich edson has the story. Rich . Good evening gerri. Opponents like john boehner say rules are appeasement to radical environmentalists. Opponents say they are a gift to the gas and oil industry. The Obama Administration regulating companies producing natural gas. The guidelines require Energy Companies to build wells with concrete barriers disclose the chemicals they use to extract natural gas and adhere to standards for waste water. The cost amounts to one quarter of 1 of the cost of drilling a well. The Petroleum Industry says State Government regulations instead of federal rules are more appropriate. Throughout the country, happening in a very protective way of the environment. So an effort like this is trying to create a one size fits all solution, when in fact we have variability from state to state and have state regulators doing a good job. Reporter and opposition on the other side the top democratic on the House Natural Resources Committee said in a statement, quote gerri . Gerri all right rich, when does this all go down . When do the rules take effect . These rules take effect in about three months. The Administration Says they took four years and two drafts before issuing their final rule this morning gerri rich thanks for that. Years in the making, what do the new rules mean for the economy. Steve moore, heritage foundations chief economist and Fox News Contributor joins us now. Welcome back to the show. This is a critically important part of this recovery what is the impact of the new rules on the economy . Well, gerri, the timing couldnt possibly be worse for the oil and gas industry. With the price so low a lot of the shale oil and Gas Producers are really downsizing operations because gas i think, oil the last time i checked was 45 a barrel. This is hurting the industry in the time theyre not making much profit to begin with. You nailed it gerri. This is an industry that carried the rest of the economy on its shoulders for the last six years. There would be almost no recovery at all had it not been for the huge increase in Oil Production and the hundreds of jobs created. Oil industry is saying we helped obama get reelected with the huge increase in output and this is the way he repays us. Gerri now the biggest oil produce or the planet and the biggest natural gas producer. Keep in mind, lower gas prices, who does it advantage . People who dont have a lot of money. The poor are advantaged by this. You are exactly right. There was a new study out by the brickings institution, hardly a conservative group the average family saved 200 a year because of fracking just from the lower utility costs, gerri. When you add the lower costs at the pump talking 500 600 a family of savings. A big economic stimulus no question about it. Gerri one of the few effective once. This is a test case that probably goes to private lands as well as expectation in the industry that these ideas get extended beyond public lands. Mitch mcconnell, steve i want you to respond to this hes trying to fight the war on coal and bringing the nations governors in because they have so much at stake in the war on coal, will he be successful . I live in a coal state, i live in virginia and been to the coalmining towns and theyve been decimated by the epa regulations. There is a war on coal no, question about it in the administration, and a lot of the coal producers are struggling they have dramatically cleaned up, and clean coal is here. Much cleaner than it was 20 years ago. Gerri thats right. Coal miners granddaughter, you know which side of the coin im on just full disclosure. This week talking about the war the epa is waging on the average americans talking about getting in your backyard with your barbecue and trying to regulate how much barbecue you are doing, and the length of showers. Is the epa really out of control here . Weve seen this over the last, not just under the Obama Administration but before that with the epa regulating lightbulbs, flush toilets and how much water you use in the shower and how much gas you use in the barbecue. I would say that is invasive. What about keeping the government out of the board room, the bedroom and the barbecue. Gerri steve hang time. Were going to bring in cheryl casone. Important news on the housing market. Looking at the new report that came out from zillow gerri. Its troubling, believe it or not for the first time in three years with the housing recovery, the bottom 10 of home owners are starting to become more and more underwater. Underwater is where your house is worth less than the mortgage is. You are under water. You want to sell it you are losing money. 16. 9 , that is the national number. The amount americans that are underwater, if you look at a map of the United States as well, and take that next, if you look at cities its a bit of a surprise i thought there was this is the amount of homes in each of the cities under water. Detroit 21 chicago 25 . Exactly. Phoenix surprising, im from there seeing a resurgence there. It is amazing whats happening in the cities. Gerri i got to tell you, im shocked by the map. And the cities youre pointing out here. I dont get why this is happening, Interest Rates at low lows for six years now, its not paying off in the housing market. Whats happening is the bottom level of home owner is one of the lower groups of wage earners in this country. We had not seen wage growth at all. Job creation the Unemployment Rate go down were Getting Service sector jobs. The companies arent paying those bigger salaries. The middle class is become the lower class and thats the value of the homes. I will say that the chief economist at zillow said this is the new normal. Why does he say that . Because prices went up about 6 . 5. 9 in 2014 on a National Level for homes, right . A lot of ha was in the upper echelon. Think of the condos. Gerri never getting back. All the big old condos those prices are going up buts lower homes, thats where the issue is. And its troubling for the economy. Gerri thanks for coming in for that important story. Thats a big story. Thank you nar. Steve moore, want to bring you in here, what is your reaction to this . I am stunned at some of the numbers im seeing . I think cheryl nailed it in her analysis. Look at the foreclosures that happened in 2006 and 7 and 8 and 9 that was the result of homes being reduced in value, so people were under, they only had 3 or 4 down payment loans. When home lost 10 of the value, they were underwater. They couldnt pay it. This is whats strange about the story. You expect foreclosures to be falling, and yet i think the explanation is what cheryl said, incomes are not rising fast enough for people to make mortgage payments. Thats the worst scenario of all. Gerri the president likes to talk about root causes, talk about the root causes of whats wrong with the economy. Its not growing. Not reducing mortgage down payment to 3 , thats not going to help. Not keeping rates at zero for 10 years, thats not going to help. Have to have a better economy. Steve got to get you on one other topic. One quick thing on this. The 3 down payment loans they increased the number of these foreclosures because people dont have skin in the game. I hate that policy. Go back to 10 and 20 down payment and you wont have foreclosures. Gerri then have you enough money to stick around. Education for a second, we covered the story extensively this week. University of california president Janet Napolitano offmic comment commenting about students who were protesting tuition hikes in california. At very colleges shes running 5 hikes every year ad infinitum. She said i dont have to take this crap. Shes apologized for this. But people are angry and now on twitter and everywhere youre seeing comments about how shes paid 570,000. Giving out 147,000 package to relocate. I know its that kind of person at that level, you have to pay a lot of money. Look, its going to get ugly if the students cant get educations they can afford. Look i think that the villains in the store ear people like Janet Napolitano. Not because of what she said to the protesters because her job is to make college affordable. And it is an outrage. I said this so many times on the show. The biggest scam in america is how much universities are charging. The public universities and also private universities are out of control. They are not accountable. You need College President s who are going to come in, look under the hood. Figure out to save money. I truly believe if Janet Napolitano looked around she could find ways to cut expenditures of that University System 30 or 40 without any dimunition in the quality of the education, im convinced of that. Gerri we talked to Mitch Daniels of purdue, hes sliced all kinds of costens anded annual tuition hikes and said were not doing it anymore. I have an idea how can you cut costs significantly. Ask the average tenure professor to add one more class theyre teaching each professor. That would save millions for the universities, but the University Professors will never go for that. The average University Professor is teaching four hours a week. Gerri golden hand cuffs. The teachers assistants do all the heavy lifting. Theyre getting pay the 150 to 200,000. I want one of those jobs. Gerri its a nice way of life. Steve thank you. Okay. Gerri still a lot more to come this hour, including a legal debate whether Confederate Flags should be allowed on license plates. Next, colleges are forced to cut tuition to get students in the seats. One law school is taking tuition cuts to a whole new level. Stay with us. under loud music this is the place. Their beard salve is made from sustainable tea tree oil and kale. You, my friend, recognize when a trend has reached critical mass. Yes, when others focus on one thing you see whats coming next. You see opportunity. Thats what a type e does. And so it begins. With e trades investing insights center, you can spot trends before they become trendy. E trade. Opportunity is everywhere. Gerri a fascinating new trend happening at law schools across the country. Fewer people are seeking a degree in the field. The number of applicants plung from 87,000 to 54,000 last year. Pace universities law school is launching what they call a tuition matching Program Designed to attract the most cost conscious applicants. The dean for pace law school, david laski. Thanks for being on the show. Appreciate it. Tell us about the program. In its tuition matching. If im not getting my tuition matched at your school, how much am i pay . Our tuition is 46,000 a year. Gerri wow its a good investment. When you buy a home you take a 30year mortgage because youre using that home for lifetime. Same with education, it increases earning power for the rest of your working life. Gerri at 45,000 people are not going to apply. Thats why weve launched this program. What were saying as pace has increased National Profile and drawing more applicants from around the country were saying the students coming from outside the new york area come take a look at new york. A lot of Prospective Students are intimidated by the cost of living in new york city. We want them to understand you can get a top quality education in the heart of the worlds biggest marketplace, new york city, at an affordable price. Gerri what youre saying is youre going to match a public law school tuition. Youre going to allow them to pay whatever the lowest Public School tuition is in their state. Take a looked at numbers. I think its fascinating. In 2,000, 11,000 a year to go to public law school 2. 2,000 in 2013. Private law school, 41,000. You arent that much out of bounds with whats going on out there. In 2003, it was 25000. Those numbers are shocking. Why is it so. The tech boom is attracting people into the entrepreneurial businesses and thats not a bad thing thats a good thing, but still, a law degree is about the most flexible training you can get for a whole broad variety of careers. Gerri and quickly before you go, is anybody eligible for this . How has it changed . Students with high credibles you know high test scores and gpas. Gerri you still have to be eligible. You do. We know the students are looking at state supported schools with lower tuitions. Gerri you want to be competitive trying to be competitive. You got to change with the marketplace. Gerri thanks so much for coming on the show. Appreciate it. Later on the show, bust a myth a money myth about the Senior Citizen discount. And chances are brackets busted after a day of upsets a looked at cinderella stories in the making after the break. The real question that needs to be asked is what is it that we can do that is impactful . 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Yesterday was about the father and the son steve alford, his son had nine threepointers and georgia state, what a story when you look at a father and son who won and advanced. Rj hunter gerri were watching that video, and didnt dad strain his achilles heel here, it was amazing what happened. I think peel were just in love with watching the fatherson dynamic. Legacies happen. There is the dad on the ground right there. I hope hes going to be okay. He ruptured his achilles he was on the stool and almost fell off and fell off it again. It was exciting he talked about his son and wished every father and son could experience what he experienced yesterday. Gerri i have to tell you, i hope that you realized unc beat harvard. You didnt take me seriously last time, now you have to pay attention. They had to hold on to win the game. If it were two or three minutes they would have a tough time. Gerri it was a one point difference. Talk about kentucky theyre your favorite. How are they doing . They did not look good. Played hampton in the first round. If they came out playing a really good team they would have been in trouble. They were sluggish didnt look on the same page. Took about 12, 14 minutes to get into the game. Im sure their head coach John Calipari is going use that for motivation as they get to cincinnati. Kentucky should cruise to the final four where they face wisconsin or arizona. Gerri doesnt that tell you how unpredictable this tournament really is. You cant see around the corner, think you know who the Strongest Team is it gets down to the game. You got to win it . Definitely. The underdogs yesterday from a vegas perspective were 164 covering the spread. A lot of people in vegas who wanted to pict underdog had a pretty good day. Gerri its the favorites in the first two rounds until we get to the sweet 16 and the elite 8. Couple of upsets yesterday gave cbs huge ratings. Off to a pretty good start with the tournament. All the big boys are still left. The one and two seeds are alive. Thats going to make the tournament more exciting. Gerri give me a preview what am i going to be looking at, watch for . Looking for kentucky if they bounce back and look better in the second game. Have you duke a one seed and wisconsin. Gerri a lot of the country relations that wisconsin is the type of team that could beat arizona later on or possibly beat kentucky. So watch that wisconsin game to see if frank the tank their big guy can have a big game and they get off to a good start and build momentum. Gerri ill be pulling for the wrong team duke. Ill be pulling for north carolina. You see i have a theme. Jt, thanks. Tonight on strange inheritance on fox business the show with jamie colby a nickel handed down is either a multimillion dollar find or a worthless fake on an allnew unpacked Melissa Francis goes behind the scenes for fans dying to know more. How could this happen . [ laughter ]. How could this happen . Tell us need a story. What a great story. Its out of the blue, listening to you guys talking. Its fun because you do you ask all the questions, you speculate about all of the Different Things that happened i got to tell you when people speculate about a sixth coin thats crazy there isnt a sixth coin. But i didnt think there was a fifth coin. Gerri if you cant get enough of strange inheritance you will love unpacked airing tonight at 10 00 p. M. Eastern on fox business. And coming up truck sales are booming so of course jeff flock is at the monster truck nationals outside chicago. Well have a live report. Next the state of texas allows hundreds of different license plates but draws a line at Confederate Flag. Is that legal . You cant predict the market. But at t. Rowe price weve helped guide our clients through good times and bad. Our experienced investment professionals are one reason over 85 of our mutual funds beat their 10year lipper averages. So in a variety of markets we can help you feel confident. Request a prospectus or summary prospectus with Investment Information risks, fees and expenses to read and consider carefully before investing. Call us or your advisor. T. Rowe price. Invest with confidence. Gerri welcome back to the willis report. In a moment, our legal panel is here with this weeks case out of the lone star state. Well tell you about it. Its time for a look at other stories in the news. House Speaker John Boehner travels to israel later this month as relations between the white house and Prime Minister Benjamin Netanyahu reach a new low. The trip was planned before netanyahus reelection this week. Boehner angered the administration earlier this month when he invited the israeli leader to deliver a speech to congress. Today is the first day of spring but youd never know it on the east coast. Several inches of snow are falling and could leave new york with up to 6 of snow. Maryland with 8 and parts of pennsylvania with 10. Thankfully the temperatures are around 50 degrees tomorrow. Blockbuster day for stocks as investors reacted into string of earnings reports. Energy companies soared as oil rose nearly 1. 50 to around 47 a barrel. Graco agreeing to pay a fine. As part of the deal with nhtsa, it will invest 7 million in child passenger safety programs and education. And those are some of the other stories in the news tonight. Back to our legal case a simple case about license plates has become a huge test case for freedom of speech in this country. A group in texas wants the state to offer special license plates with Confederate Flags on them. The state of texas refused. Officials said it could control license plate messages because it is a government speech. The group says their purpose is to promote heritage. The case is before the Supreme Court which will hear arguments monday. With us now Domenic Romano and fox news legal analyst lis wiehl. I want to show an example what were talking about maybe difficult for you to imagine. Here is the Confederate Flag tag thats at issue. You can see the willis report on the right there. Okay. Lis start with you. Is this free speech . It is free speech. The court ruled back in 1977 the Supreme Court ruled that licenses are private. Private speech on private property, not government speech. And later in New Hampshire ruled slightly differently, that New Hampshire people should not new hampshirans should not be forced to have the logo live free or die. Whether you like the message or not its private speech on private property. Gerri this is a state thing right . Yes. Gerri tell me your view. I think texas got it right. Since the 1977 Supreme Court case there was another case in 2009 in the last ten years, the Supreme Court started to articulate a government speech doctrine, a license plate like this, Government Property any message that is etched onto the license plate, the government could have discretion what it wants to approve and doesnt. The texas dmv was right. Gerri i want to show as lis is responding here i want to show some of the other tags out there. Because theres a million of these and as i understand it the states making a lot of money. Of course. Revenues. It costs money. Thats the issue, people see this as symbol of traitorious regime, and since then, a lot of hate groups adopted the symbol. Gerri not traitorous but reminded whether you favor slavery. I dont like it. Dont like the message. That is what freedom of speech is about. But the more recent case had to do not with license plates but whether the government could put a monument up in a park. Thats completely different. I would agree with it. The five Appeals Court cases that seem to go with your view all of them were decided before that 2009 case except one which only came two months later. Its not applicable. Its the same principle. Does the state have the discretion to gerri and lis, i want you to respond to what the republican texas ag had to say on this. This is what Cynthia Meyer said, she said our fundamental right to free speech must be protected but the right does not include compelling the state of texas to include any image on state issued license plates. If texas says you cant have this, whats next . You cant have mothers against drunk driving unless you have something that says i like drunk driving . I agree with you. On the other side, what if a group says i want to promote isis or i want to promote al qaeda . Its free speech. Are you going to support that in a government issued license plate. Thats treason. So is this. A symbol for slavery for some. Gerri the group itself is saying this is heritage for us and these people lost their lives in battle and were trying to commemorate them. If i could finish my statement, sir, they maintain the places for these people. But theres another flag. The stars and bars, which is the original flag. Gerri fine. Get your own tag. And texas has 200 of these license plates. But theyre sharing revenue with the government. Does the government want to be take revenue for this . They dont have to take the revenue. Thats a whole different. Gerri respond to this former congressman ben jones in the dukes of hazzard. You may disagree with our opinion were honoring those people who in their time sacrificed all. They can have a bumper sticker, paint the car with a flag. But its a government issued id, the license plate with the state of texas on top of it. Its implication that the state is sanctioning the message. Its on private property your automobile. You have a right to put on your automobile what you want to put. A bumper sticker, not on a government issued license plate. Gerri that would be the essence of the argument. Were going to have ben jones on the show monday to talk more about this obviously lots of people feel very strongly. Its a fascinating topic. Lis, last word, quickly . I win. [ laughter ] its private property, you can do it. Gerri we let her win everything. Okay . Its what we do. Thank you, both. Good job both of you. And now we want to know what you think, heres our question tonight ill share the results at the end of tonights show. As i said on monday well have one of the men leading the fight former congressman ben jones of georgia, he was on the tv show the dukes of hazzard. And separate fact from fiction when it comes to Senior Citizen discounts. Jeff flock live outside chicago with interesting guests. Monster trucks. You want to see this. First heres your consumer gauge with the numbers that mean the most to you. The real question that needs to be asked is what is it that we can do that is impactful . What the cloud enables is computing to empower cancer researchers. It used to take two weeks to sequence and analyze a genome; with the microsoft cloud we can analyze 100 per day. Whatever i can do to help compute a cure for cancer, thats what id like to do. The road. It can bring out the worst in people. But the mclass scans for danger. Corrects for lane drifting. And if necessary, it will even brake all by itself. It is a luxury suv engineered to get you there and back safely. For tomorrow is another fight. The 2015 mclass. See your authorized dealer for exceptional offers through mercedesbenz financial services. You get sick you cant breathe through your nose suddenly, youre a mouth breather. A mouth breather well, put on a breathe right strip and shut your mouth. Cold medicines open your nose over time, but add a breathe right strip and pow, it opens your nose up to 38 more. So you can breathe and do the one thing you want to do sleep. Add breathe right to your Cold Medicine shut your mouth and sleep right. Breathe right. And look for the calming scent of new breathe right lavender in the sleep aisle. Gerri it is the annual event that drives al gore and greenie friends crazy, the monster truck nationals where the miles arent measured in miles per gallon but yards per gallon. Jeff flock is there. We have the raminator and the driver of the raminator and the ramunition too. I want you to hear what it sounds like. Its quiet now. Laurie, fire him up. Thats ray long in the big foot. Listen to when this thing fires up ill tell you, mark hall it makes it awful difficult to hear. Like youve been in a rock concert. Absolutely. Absolutely. To some people thats music to their ears they cant get enough of that. Reporter a lot of people love the sound of this, and were going to get out of way because hes coming over a truck, over a car. Whoa, look at that. Holy christmas by the way ray long there, and you are mark, you are battling for the championship, could be tonight . Absolutely. Get a little good luck wrap it up tonight, were definitely working for that. Reporter you know, gerri, trucks have never been more popular. If you take a look at the sales numbers, theyre going through the roof. People want trucks its helped by the low fuel prices but these are the biggest of the big trucks. Absolutely man, if youre a truck fan this is where its at. Reporter oh, boy were upclose and personal here, arent we. Absolutely. Reporter ive got the pictures of you crushing cars you like to do that . I got the best job in the world, you cant beat. That who havent dreamed of that when you are stuck in the traffic job or looking for the parking spot at the mall or something, you know . Oh boy. Ill tell you ray is putting on a great show, and this arena tonight gerri will be packed with people. This is the serious centre arena here in Hoffman Estates illinois. Could be championship night. Im going to keep my eye on this guy. God knows what could happen in a monster truck event. Gerri unbelievable. Jeff, i have never seen you look happier my friend. You are on fire. Thank you. Reporter you would love, this gerri. You would love it. [ laughter ] dont get run over be careful. Unbelievable. Many complain about gettingoler moving to a totally different topic. Talking about Senior Citizen discounts. One of the benefits is getting them as you age. Government qualifies somebody as a Senior Citizen at 65. Some Companies Like aarp will let you get discounts at 50. As Charles Passy tells us these discounts may not be all theyre cracked up to be. Its the myth of the senior discount. Sure, there are a lot of savings but a lot of nonsavings. Things that rrl not what they seem to be. Gerri tell me about the things that arent really true . First of all, very few of the deals are good when you start to be age 50. I signed up for aarp when i turned 50. Ive not been able to get as much as i thought. The other thing is that just because theres a senior discount, there may be a better discount in place. Gerri cant you get early bird dinners. Thats a different kind of senior discount. Im talking about five or ten percent off. Gerri movie passes . Movie passes, i cant find a single Movie Theater chain that will give me a discount. Just because im 50 i feel it should be free and reduceed. Maybe you have to be 65. You have to be a true senior. Gerri you are cheating. Aarp will sell me a membership. There you go. Gerri it is confusing. It is confusing. Gerri you talked about Dunkin Donuts. You like what they do. Im thrilled. The one thing ive been consistent to do is get a free doughnut at Dunkin Donuts. How have i gotten the free doughnuts . I have to buy a large or extra large coffee . I have spent a lot of money to save money, and they know exactly what theyre doing when they set up the discounts. Gerri its either go to dunkin donut and get the free doughnut or go to starbucks and engage in a race conversation. When you search for the discounts, whats the best way to find them . Senior discounts. Com lists a ton of them. And if you are an aarp member or thinking about joining they do put all the discounts there and some of them are quite good. I dont want to rule this out completely. I would say those are two very good sources for discounts. Gerri 40 Million People in the category. 80 million in 2050. You got to think theyre going to be appealing to the clientele . Right. Obviously what theyre doing is recognizing this is the sweet spot when it comes to marketing these days. This is a powerful demographic but a cost conscious demographic. People on fixed incomes so they know they have to do it, and also know by appealing to the demographic and getting them in the stores they may shop for more or buy other things. Gerri and supporting the rest of the world. You may not be spending much on you but spending a lot on your kids, even if theyre grown up and out of school. Absolutely. Gerri these people spend and spend and spend, i feel theyre holding up the whole economy. They are a powerful and growing demographic. The boomers every day another million boomers crosses into the category, and yeah, they are the sweet spot for marketers right now. Gerri Dunkin Donuts is your stop. Charles passy good to see you. Thank you. Gerri still to come as americans become fascinated with kraft beers lawyers raking in the dough representing the brewers. One joins me after the break. 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Liberty mutual insurance. Gerri as the Craft Beer Industry becomes increasingly popular a wave of battles brewing over trademark infringements among brewers. With more on this craft beer attorney kenneth moon. You are the first person ive talked to on tv whose title is craft beer attorney. Why are they suing each other . Whats going on . Its a growing business. It used to be just a small handful of craft breweries, nowsa the industry is expanding, you have more and more competition for brewery names and beer names. Gerri and its a limited number of names people want to use, and i looked at some that are taken that you really cant, if youre starting a new craft beer dont call it columbia or mississippi or sacramento or grizzly you cant use bitter end or cant use kilt lifter. Never heard of that. Are these companies. More serious these days . Are they if theyre in a position to hire an attorney boy, theyre pretty big. Well, this is Small Businesses that are becoming bigger businesses and having to start acting like a big business and intellectual property is valuable asset, and as they get bigger, theyre going to have to protect it more because its worth more. Gerri and were seeing the rise in craft beer drinkers up as well, today its 38 . Obviously more popular and i understand its not just the names that are at issue its tap handles. Yes, i mean the tap handle is a trademark of the beer. Its technically connected to the beer line so it is considered a trademark, and a lot of people recognize their favorite beer by the tap handle behind the bar. Gerri i googled the words craft beer, and i got 33 million hits on google. You know its out of control, right . So is part of the story that the cost to entry are pretty low, so a lot of people get into it thinking i really love this and i really want to do it, i wonder how many failures you have out there. You know, im sure there are quite a few but you dont hear about the failures that much. Gerri no. Theres a lot of interest in local food and local beer, and a lot of these are mom and pop businesses so theyre in the neighborhood and get the support of the community. Gerri that brings up a good point. And all of them are growing. Gerri that brings up a good point. If youre a regional brewer, in a small town or community or part of the state. Maybe these issues of trademark arent as important . Well i think what tends to happen is even if youre just in one small town, a lot of them end up at National Competitions and all want to be the wellknown craft beer that even if you can only get in their one little town youre the best. So they all compete for medals and awards, and thats when they find somebody else with the same name. Gerri big and growing business, craft beer. Candace thanks for coming on the show. You got it thank you. Gerri now we want to hear you from. And jerry from nevada makes a similar point and on obamas student loan program. Merrill, we hear from her a lot wrote this we love hearing from you, send me an email. Well be right back with the answer to the question of the day. Should folks be allowed to have Confederate Flags on cars and trucks . What do you say . Let us know. When the moments spontaneous, why pause to take a pill . Or stop to find a bathroom . Cialis for daily use is approved to treat both erectile dysfunction and the urinary symptoms of bph, like needing to go frequently, day or night. Tell your doctor about all your medical conditions and medicines, and ask if your heart is healthy enough for sex. Do not take cialis if you take nitrates for chest pain as it may cause an unsafe drop in blood pressure. Do not drink alcohol in excess. Side effects may include headache, upset stomach, delayed backache or muscle ache. To avoid longterm injury, get medical help right away for an erection lasting more than four hours. 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Gerri the state of texas has vanity license plates but should they be allowed to put confederate tags on cars sarah and trucks . 70 percent said yes 23 percent said hell yes and 7 percent said no. Log on for the online question every day. How many calories are in your favorite whiskey . The global alcohol giant behind Johnnie Walker and guinness will pluck out nutrition information. It is based on a typical serving size and is also available online. Nutrition information . The news and College Campuses is dire we had been describing the tuition price maxine dash Program Senior discounts and what is unbelievable is the callousness of universities Janet Napolitano described student tuition hike protests as scrap she did not have to put up with the schaede has a shoe on the of the foot and how good does that feel . Thank you for joining us. That is the with this report for tonight. Making money is up next. Have a wonderful weekend. Charles im Charles Payne youre watching making money. Biogen and popped on news for alzheimers disease look at the stock the news took it from phase one of the Phase Three Development everybody seems to be jumping on the of bandwagon. This is the old target everybody says it could be a 500 stock all the big names out there but here is the beautiful thing. You had a first we have been talking about the stock and we will follow what because biotech is still hot