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i will give us the dish. even when they say it is not. it is always about money. >> our top story tonight a new "qunnipiac university poll" finds all the government scandals laying our nation of all of them the majority of americans polled think the is targeting conservative groups is the most important. but the same poll also found that even more people, 73% actually think lawmakers should be paying less attention to the sandals and more to perhaps the biggest issue that matters to everyone. that is the economy. joining me are former massachusetts senator scott brown and former ohio congressman dennis kucinich. they are both fox contributors. gentlemen, thank you so much for joining me. senator brown, let me start with you. why do you think it is that americans are most focused on the is scandal? is it because it potentially impacts their money? >> they know it categorically wrong. we want the is to do their job fairly and impartially and not take on any particular political slant but in fact they haven't done that. they have focused on conserve groups and spent time, effort lobbying money through the union pacs to single out conservative groups. they need to re-establish the trust between the is and the american taxpayer. the only way to do that is through an independent investigation and potentially an independent investigation. >> i'm not sure americans really trusted the ires in the first place. >> you're absolutely right about that. there is suspicion when you inject into the politicization of the irs and focusing the irs on people who whose politics may be different from the incumbent administration, that is something that is abhorrent to all americans. you raise another point. that is, we're focused on the irs but isn't our job really to make sure that the american people have more income? that there is more jobs? that the economy moves forward? this is, this is something that we can't take our eye off of. >> no, absolutely. senator brown, i don't know maybe the government already has proven they can't do anything about improving the economy because we haven'ttseen a big jump there in all this time. but there was something even deeper in the poll that disturbed me even more. they asked about, do you think targeting of conservative groups was a decision made by civil service employees at the irs or by the obama administration? 35% thought it came from the administration. that's a big numb before people who think basically it started at the top. what does that tell you? >> well the buck stops with president. and he is responsible for many of these agencies and through his rhetoric and other rhetoric, other people's rhetoric throughout the administration. don't forget, this also was added to the kind of fire in the flame as you had jeanne shaheen, schumer, bennett and franken send a letter totters asking them to scrutinize these groups even more. when a member congress sends an letter to an agency they pay attention. that was completely inappropriate. i would argue is undue influence trying to influence an agency over a group for political gain and for political purposes and it is wrong. >> not only that as the investigation goes on it seems like things look worse and worse. congressman, i would point out to you, just today, looking at the number of trips that the irs commissioner douglas shulman took to the white house during his timeeas commissioner, 187. i think we have a chart of this, showing that he went more than anyone else that was basically visiting the white house..3 all kinds of important people. you look at clint clint, janet napolitano, tim geithner, all kinds of people that would have so many different reasons to go to the white house and, meet with staff there. at the same time, his predecessor went only once. to me this is a smoking gun. what are your thoughts on this? >> you know, certainly, the reason for his visits would be explored by various congressional committees looking into this. i might point out, that while this has not been laid in the lap of the president, you, you really don't need to have a conspiracy to have individuals who are acting in alignment with prevailing thinking as far as, you know, challenging the tea party. let's face it. people should not be challenged with irs audits based on their politics. that's wrong. and it looks like that's where this whole thing started. where it is going to go is anybody's guess. >> senator brown, i say only half kiddingly, is it a good or a bad thing that lawmakers are distracted doing anything about the economy and the debt sealing and all of the economic problems in washington? i mean, they should be facing these problems but they weren't doing a great job in the first place. i don't know how sad i am that they're looking at these scandals instead. >> well, bottom line, the senators had time to write letters and advocate to try to get more scrutiny. more importantly when i was there for over three years we spent very, very few days doing anything regarding the economy. this is something that harry reid and chuck schumer, they drive the train in the senate. they could address these things. the house sent over many bills dealing with economic issues and the senate chose to ignore them. gridlock is good. that's what they want. they want to point fingers and not get things done. you're right, we have debt, deficit, taxes spending jobs, national security and energy and keeping our kids and family safe from terrorist threats what happened in the boston, throughout the rest of the country. these are things we should focus on and they're doing everything but. >> thanks so much for coming on. we're out of time. hope you both come back soon. time for the fuel gauge report, the u.s. oil boom showing no signs of letting up. u.s. out put in march soared. 13.4%. passing 7.1 million barrels a day. cording to the information information administration. use of gas is evaporating. eia said march demand hit the lowest level in a decade at 8.6 million barrels a day. that is a big deal. natural gas futures were beaten down for the fourth straight session. the energy department says the nat-gas stockpiles are sharply higher compared to this time last year. nat-gas fell 4% on the news. next on "money" it ace new trick to avoided the rising cost of health care. self-insurance. we'll explain why it may be a savior for small businesses. plus it i manager versus baristas at starbucks. a legal battle over who gets dibs on the tip jar. we asked starbucks customers ourselves. does it matter to you who gets to take home the cash? >> sometimes it does matter because i want to give it to the person who gave me the good service, so yeah. >?óñ-ç;sñ?oícb ñxmxgggúwnpyñ at od, whatever business you' in, that's the business we're in. with premium service like one of the best on-time delivery records and a low aims ratio, we do whatever it takes to make your business our business. od. helping the world keep promises. melissa: no matter what time it is money is always on the move. the only thing better than eating a krispy kreme doughnut is making money on krispy kreme donuts. the stock is jumping after-hours. it reported strong earnings for the fiscal first quarter a short time ago and profits soared by 33%. it boosted its full year outlook. everyone is look forge a cheap way to save on health care these days before obamacare takes effect in january. for some businesses the answer may be to self-insure. that is when a company pays employees medical costs outright. may seem like a deal up front. but if some up with gets in an accident or gets really sick it could end up costing big bucks and potentially bankrupt the company. here to offer advice how it works and who should be considering it, paul howard, manhattan since statute center for medical progress. thanks for joining us. tell me how this works. >> basically if you're an insurer, pardon me, if you're a small business and can under the state regulations i will pay all of my claims for my employees for insurance myself. you will pay a small fee to a company like united health, a larger insurer to handle the claims to set up the network. that is one way of getting out from obamacare expensive small group regulations and get cost containment provided you have a pretty healthy emproepopulation. melissa: how do you get cost containment? benefit of being in a large insurance group because you can negotiate with doctors and hospitals for cheaper overnight stays and annual visits, whatever it is? >> if you're not in an self-insured situation because under current rules your premiums are lower. under obamacare you will have new taxes, premium rating rules. typically businesses are rated in at love states based on the health of its employees. if you have a very good history there your lates will go low. under obamacare you will get community rating. same rate for everybody. rates previously good for people with healthy track record will go up. you want to get out ahead of that trend and find where you have lower protection. that is one route -- melissa: you're answering a different question than what i asked. you're talk about the rate of buying an insurance plan i'm saying if i don't have insurance and go into a hospital and i need a cast because i have broken my leg aren't i getting a cheaper rate because i'm in part after insurance group because in theory they have gone in and negotiated with doctor that will set my leg, i'm sorry with hospital? doesn't it cost me more -- >> that is how self-insurance work because you pay insurer, typically like unitedhealth or aetna and they let you use the network and process all the claims. you get their buying advantage and size advantage in terms of negotiated rates and you pay the claims as they come in. that is how you get the big group rates. melissa: so for a company, i mean it seems like it could be really cheap if none of your people ever fall down or get sick or get cancer or it could bankrupt you. seems like it ace big risk. >> right. in thh small group market, you could face double-digit increases year after year under obamacare. small group market right now is not terribly affordable either. so you're taking a little bit after crapshoot, frankly. okay, i think i have a very healthy employee pool. you bet you won't have seriouu accident, cancer, that kind of thing to drive up your insurance bills. that is calculated risk. you could jump into the insurance and not working out go back into the fully insured market later. melissa: if you're a small business owner at home and trying to figure ut if it makes sense for you, how do you figure it out? >> go talk to your broker. go talk to your insurer. insurance companies like, big ones are already trying to offer this as an option to their, you know, small group businesses. so if they offer that, perhaps businesses with as small as 10 employees, in addition to the fully insured products we're offering you, this is the self-insurance option. here is how much we think it will cost you. you have to go and explore your options with broker, current insurance carrier and see how the costs are likely to play out over the next year or two. melissa: how are insurance companies reacting to this? because i was looking at one story the ceo of a nonprofit who went into the market and looked at doing this. their premiums were going up 30%. that is not even that much compared to what people are seeing right now as obamacare comes and starts to dig in. so how are insurance companies reacting to the fact that more people are choosing to do this? >> well, you know, it depend on the market trend. it will vary state by state. but some insurers have reacted by pulling back the number about plans they're offering in the small group market. stopping offering plans entirely. there is the potential here, these obamacare regulations will drive up utilization of health care and drive up prices but obamacare has something called rate review that limits insurers ability to raise their premiums. they could get caught spending more money on claims than they're taking in premiums. insurance companies too are trying to protect themselves from losinn money. melissa: what a mess. i think i will take my vitamins much.d. >> my pleasure. melissa: coming up on "money," either lose weight and quit smoking or pay up! your company could force you to pay up to 30% more for health insurance come january. we have the details. plus starbucks baristas face off with managers over the tip jar. do customers care who gets the money? we had to ask. >> doesn't really matter. they work very hard. it is like, and you very hard to find people that work very hard and have good customer service traits. ♪ melissa: whether it is on wall street or main street, here who made money today. everyone that owns clearwire. dish network made a bid for the wireless carrier offering 4 a share that stopped an offer from sprint. this september clearwire stock skyrocketing more than 29%. ka-ching. paying more money today, anyone looking to buy a home. the average 30 year mortgage rate hit the highest level in a year. it lept to 3% cording to freddie mac up from 3% last week. making money on broadway. bette midler is raking in dough. it recouped the 2 point $4 million investment in eight weeks. >> just as everyone is trying to cut down health care costs. if you have smoke or have high blood pressure or cholesterol or overweight you could be hit with really big fees come january. so after the president's big speech about how you can't be point you're charged more for preexisting conditions sounds like that is exactly what will happen. fox news' jim angle is in washington with more. jim. >> that's right, melissa. the new health care law tells insurers they can't charge more for preexisting conditions and charge as much as for older people who use more health care. but the administration just issued regulations that do allow insurance providers to charge far more as much as 50% more to those who smoke and as much as 30% more to those who are overweight, have high cholesterol or high blood pressure if they don't participate in what are caldwellness programs. listen. >> the problem they have got is on the on one hand they're trying to bandies crime nation based on health status but on the other hand some discrimination based on health status is goodies crime nation. >> since smoking in particular is correlated to lower income although contributes to higher health care costs and correlated to lower income, that makes it will be harder for poor people. >> allowing premium differentials based on these factors will push premiums higher on people that will be struggling to pay premiums in the first place. >> now the new regulation is 123 pages long. that adds to thousands, 10 of thousands of regulations so far. it dictates every aspect of how employers must run wellness programm such as smoking cessation and gym memberships and the like. they're not required to offer wellness programs at all. so some employers could decide to drop them all together. now in the state exchanges there is apparently some flexibility, melissa. because washington, d.c. recently decided not to charge smokers more but state exchanges can let insurers charge more if they wish. there is one irony in all of this. on the day that hhs released the new regs it release ad new study. listen. >> a rand corporation study which was paid for by the obama administration and called for in the affordable care act and the rand corporation has studied wellness programs all over the country and basically says they don't work. >> in fact, the study found that those trying to lose weight in these programs lost an average of a pound a year. and though some employers offer gym memberships those who take them are those who already want to work out. melissa: right. >> not those who need it most. melissa: absolutely. it is so unfair. there are people with high blood pressure and high cholesterol and diet and exercise don't help it. it is genetics. it will be difficult even if they tried. jim, thank you very much. >> a lot of it is hereditary. absolutely joe next on money, is elon musk crazy or a genius ahead of his time? the tesla ceo wants to colon noise mars. why? because it ace fixer-upper planet. we have the only guy that possibly explain all this bill nye the science guy. that is so exciting. a war breaks out between starbucks and baristas and their managers over the tip jar. forget who deserves the tip. who set gag the cash? >> i zumba risas are getting tips. management i feel like they get a bigger paycheck so they probably aren't getting a tip. [ male announcer ] we gave the new e-class some of the most advanced iver systems ever made. stereoscopic vision... distronic plus braking... lane keeping and steering assist... eleven enhanced systems in all. ♪ twee, counting your adraline system. the 2014 e-class. the most intelligent, exhilarating mercedes-benz ever made. see your authorized mercedes-benz dealer for exceptional offers through mercedes-benz financial services. how old is the olde perso you've known? we gave pele a sticker and had em show us. we learned a lot of us have known someone who's lived well into their 90s. and that's a great thing. but even though we're living longer, one thing that hasn't changed much is the official retirement age. ♪ the question is how do you make sure you have the money you need to enjoy all of these years. ♪ >> future of humanity will fundamentally bifurcate in two directions or life as we know it. either it will become multi-planetary or confined to some planet until eventual extinction events. the goal of spacex is to improve rocket technology and spacecraft technology and keep improving it every year until ultimately we're able to send people to mars and establish -- melissa: hmmm. that was elon musk, founder of spacex on wanting to colonize mars. who doesn't. mars aside that is nothing compared to his announcement that tesla is dramatically expanding the network of superchargers from new york to l.a. this is the same man behind paypal and spacex and solarcity. is he batty or brilliant? i can never figure it out. here to weigh in, bill nye the science guy and jonas max farris bill nye, the science guy, let me ask you first, are we going to go colonize mars? he was talk beefing, we have to go colonize mars before we become extinct, these are like the two options. do you see those as the two options? >> i don't see them as the two options but nevertheless, the word colonize might be an extraordinary word and he might be talking about centuries hence. i mean, five, 600, a thousand years from now to have a colony on mars. sound like a long time, okay? couple hundred years. here's the deal. if you want to live on mars, i tell everybody go live in antarctica a couple years to see what you think. not near the coast. not near the ice sheet. no, go to the dry valley where it hasn't snowed for a couple hundred years and it is 20 below at noon. but that aside, what spacex is doing that is so, is so admirable and worthy and great is they are working hard to lower the costs of space exploration. melissa: that make as lot of sense. i want to stick to the first point for one more second. the idea is, eventually we're not going to be able to live here and we have to go find another planet. do you agree with that or disagree with that? >> when the sun starts to be a red giant and expand out to the orbit of the earth, yeah, we will have to do something else. now it is presumed, based on evolution that we won't look much as we do now but it is our dream as genetic organisms our genes will be out there and in several hundred years, or maybe a million years. melissa: when will that happen, that the sun will expand so much it will fry us to death? when will that happen? >> on the order of a couple billion years. melissa: okay. listening to all this, jonas, does it make you feel good as an elon musk investor or does it make you nervous as an investor in his, in is previous genius? i mean paypal, wow, sold to e bay for $1.5 billion. spacex, not turning a profit as far as i know but doing some great stuff. tesla, absolutely on fire. what do you think. do you feel good about him or get a little nervous. >> elon hasn't had a failure since he was 12 and wrote a% software game and sold it for 500 bucks. hard to see a pattern of failure or any risk but at the same time he is a little crazy. there is really no question about it. think he keep him quiet on some issues. it slips out and in these interviews, you're like, wow, this guy is really from another planet. melissa: yeah. >> first of all not talking a billion years, talking about our lifetime moving to mars, somehow that will ever work out with fuel problems and how far that is and who will go when the meteor will hit. a lot of dot-com billionaires like sci-fi stuff. melissa: yes. >> he was married to a fantasy writer at some point of they have billions of dollars so they can literally put these things into action and start space companies and things. for example -- melissa: i think she is novelist. writes romantic novel develops but go ahead. >> also believes in something called hyper living. i think this is fake thing on internet. he thinks, he doesn't like the bullet train in california. he thinks there is way to get from san francisco to l.a. under 30 minutes, instead after bullet train like a railgun. it is totally whack. melissa: bill nye, as a science guy do you feel like elon musk is a pioneer, a visionary, that he thinks outside the box? is he a little bit crazy? is he both those things? what is your real science medical opinion here? >> well he's a genius, okay? here is what he is doing. he is hiring the right people. i say this all the tile. he has got this idea, see a lot of people want to send science experiments to mars. there is a commercial, there is a business model for this. and he and highs people, many, many of whom are former nasa employees, are working on a system to enter the martian atmosphere at, nominally much less complex approach using retro rockets to create a envelope of drag rather than a supersonic parachute and sky crain and so on. this sound extraordinary but if he is able to or his company, his colleagues, are able to lower the cost of getting to mars, to where it is on the order of, i'm picking a number out of the air, a billion dollars rather than, $40 billion, it could very well change the worlds. melissa: okay. >> bit way you say, his company spacex isn't profitable but they are providing a service. melissa: oh, yeah. >> in the united states everybody or, from both sides of the aisle -- melissa: much rather do it privately. i hear you. i think it is fantastic. >> that is irony, right? well there's an irony because the same people that insist on keeping nasa jobs in their districts are nominally people that would want the private sector. melissa: real quick before we go, jonas, buy, sell or hold on elon? what do you think? >> as a person a buy. they will make a movie about him some day because johnny depp will star as him because they have the wackiness. he is right because he is consolidating crazy ideas. melissa: doing something meaningful. >> paypal was once a plan but became a little money thing and was successful. melissa: guys, appreciate it. we thank you. liz: a legal battle at starbucks. that is bill nye the science guy did you notice that? a legal battle at starbucks is reaching its tippingpoint. baristas are squaring off against salaried employees like shift supervisors who can dip into the store tip jar. baristas feel shortchanged but while supervisors feel they're entitled. is there enough money in the tip jars? we hit the streets to see how many people even tip. >> why would you tip at starbucks. >> like tipping someone at mack mack's. they gave me my hamburger. why would i give them a tip? >> you tip them. >> i tip them. >> why is that? >> common courtesy. >> they have a cup there so you feel obligated. i never feel obligated. melissa: hysterical. joining me is shannon reardon, a attorney for the baristas. thanks for being on the show. my big question here, how much money are we talk about? i feel like there is not enough money in this to justify a class-action lawsuit? >> no, it is a lot of money. people do tip at starbucks and at other coffee shops. and starbucks is so big, it comes to millions of dollars really. melissa: millions of dollars a day, a year, really what are he talking about? >> over the course of a number about years. what it comes to is basically about $2 per hour per employee. when you're someone making close to minimum wage, a little higher than minimum wage, that 2 or $3 an hour means a lot. melissa: so the class act shun lawsuit is to establish a precedent but then it is also you're actually suing starbucks for money that would be distributed to all the employees from starbucks? >> exactly. what the fight is about, it is not employees against other employees but baristas against starbucks. the question is can starbucks use the money customers put in the tip jar to offset pay for supervisors? in massachusetts the courts ruled they can not do that. melissa: so the reason why the supervisors think they have a stake in this, or they have a right to it, because they say, that they, they serve food and drinks to the customers just like the baristas today. do. they spend 9 o 0% of the time doing exact same tasks. they're not just a manager walking around making sure everyone does their job. they say they're doing the same function 90% of the time. how do you address that argument? >> yes they do. star bugs own words they run the shift and manage the baristas. in restaurants you will see managers will help out with customer service. owners of restaurants sieve customers and help clear tables. the law doesn't look who participants in service. the law set as rule that protects employees that simply as a policy matter says managers and supervisors should be paid by the employer, not out of the tip pool. so in massachusetts we won the case in massachusetts the courts ruled that shift supervisors can not share in the tip pool. you know what happened? starbucks took them out of the tip pool and reported they raised their pay by almost $3 an hour. so everyone wins. all the employees win. the barristas have their tips less diluted so they get more of them. liz: i don't think everybody wins because if starbucks ha to pay the money. that comes from somewhere and comes from me because i'm a customer. they will raise the price even higher. >> i think that oney comes from howard shul's pocket and starbucks -- melissa: it ace public company. it ace public company. it doesn't come from one guy's pocket t comes from the shareholder. you know what? the shareholder still wants sail returns from the quarter. it still comes from the customer. that is reason the coffee costs five buck as cup because of add ons like this. >> the question it is a policy decision for the legislature to make. it protects the lowest rung of the hierarchy by insuring they get protected and the maximum amount of tips. he have one in the restaurant industry, everyone who works in the hospitality industry understands the concept, managers even though they help out with service are not supposed to share in the tip pool. melissa: everybody wins unless prices have to go up as a result and fewer customers come in and there is less traffic and less tips, ultimately there is less jobs. shannon, keep us posted what happens. it ace very interesting case to watch and we appreciate your time. >> thank you. liz: it is our money question of the day. starbucks employees are suing each other over the tip jar. do you tip at starbucks and where do you think the money goes? everyone had something to say about this. most of you say you don't tip. a lost you think tips go to the lawyers. that's what i was wondering. i only tip when the girl is hot, based on looks. yeah you needed the second part of sentence, because she is hot based on looks, because we have no idea what you're talking about. we want to hear from more of you. like us on facebook.com/melissa francis fox or follow me on twitter at melissaafrancis. getting on the boat from "jaws" sound more appealing than taking a cruise these days but the industry is not sunk yet. we have a top marketing expert to rescue the industry to get it back into smooth waters. at the end of the day it is all about money. at od, whatever buse in, that's the business we're in with premium service like one of the best on-time delivery records anlow claims ratio, we do whever it takes to make your busininess our business. od. helping the world keep promises. ♪ melissa: you are looking at scenes from a cruise that you are glad you were not on. luckily no one was hurt in monday's fire aboard a royal caribbean ship. it makes you wonder what could possibly go wrong next at sea. it has been disaster after disaster and the two biggest players in the cruise business, carnival and royal caribbean have now lowered second-quarter earnings expectations. people seem to be losing faith in the entire field. how could you not? is there anything that can be done to keep this industry from drowning? here for a marketing makeover, brewster kel, ceo of terkel brand. do you have a way to throw these people a life raft, a life vest, anything, haul them out of the water? this industry is in trouble? >> how many more bad puns. melissa: i love that. don't make fun of my puns. they are all fabulous. fix the industry. >> they were all fabulous. the first thing you have to do, yes indeed they have can fix the industry. they have had a serious of mishaps and some have been handled in a boneheaded fashion but they can pull out of this. people want them to. this is great product so many people want. the first thing they have got to do there needs to be commitment from the top down. when there's a problem the top person in charge has to say, i'm here, i'm responsible, i'm going to take care of it. melissa: but physically. they have to helicopter in and be there on the spot, hugging people, taking pictures. is that what you mean? >> exactly what i mean. they have to prove, no pun intended they have skin in the game. that they are there. you mentioned royal caribbean. when royal caribbean had this mishap, president adam goldstein was on the ship of the he handled it like a textbook case. he was there. he was hugging people, he was shaking hand. between you and i and however many people are watching we all know the president is not actually fixing the situation but knowing that they are there and that they are managing it makes us feel like, okay, we're in this together. melissa: yeah. because it is going to be physically uncomfortable no matter what. you're there. you're dealing with conditions. you don't want to think of him at home in his bathrobe and slippers with his comforter having his coffee, doing thinks thing while you the paying cuutomer are out there suffering. no, i hear you. go ahead. >> but i was going to say if he is there and has sweat stains on his suit, i'm here to make this happen. i'm sorry it happened but now we're going to fix it and i have got skin in the game. that is the key. top down. melissa: how do you deal with problem that, so we keep showing picture after picture of just the latest disaster in the cruise industry and that's all i think abouttwhen someone says, my in-laws wanted to go on a cruise. i thought, have you watched the news lately? all we ever see pictures like this one where there's fire, they're floating at sea, people look miserable and standing on the deck, sweating. you say to promote the good times but that is hard to do. how do you do that? >> there were plenty of products in a lost trouble. look at tylenol. people were dieing from taking tylenol and a textbook case, they turned that into an opportunity to show how much they cared and what a difference they could make. skoda, the european auto brand. it was a joke. everyone laughed when volkswagen bought them of the they bet their customers they could improve it and won the bet. and now they're considered a good midline product. yeah, the pictures will be out there and continue to be out there but if the companies do all the things they need to do they can change our perceptions. they can make us want to do again. melissa: or they could buy boats that work and that would be good too and not have these problems. this is amazing. i want to play a sound bite for you i think was earlier on the fox news channel. this was somebody who was trapped on the boat and sent in pictures of the flames and everything else. here is what she said when she got off. can we role that. >> your trip and they say they will give you, you know, a discount on another cruise. is this in your future vacation plans? >> yes, ma'am. my birthday cruise is booked. they're giving us a free cruise, refunding all our money and royal caribbean has been great. jenna: are you kidding me? is she crazy!? she is getting back on, i mean is she crazy? she is getting back on one of these ships. what you would you do with woman? give her own commercial. this is what you're talk about right? >> that is exactly what i'm talk about. i would make her the grand diva of one of the ships. people love this product. the way you have to do it is customer service. the way you do customer service, you flip the words around, you service the customer. you heard what they said. they have been fantastic. they rebooked my cruise. they gave me a discount. she is thrilled because they're servicing the customer. melissa: they almost burnt her luggage but she is thrilled and getting on another boat. bruce, you're always fantastic. thanks for coming on. have fun on the next cruise. send me a postcard. i'm not going. >> i will send you a postcard. melissa: i'm not going. first there was pac-man and then super mario brothers and now helicopter ben. the fed chairman has his own videogame. somewhere donkey kong is crying. we'll tell you all about it in spare change, look you can never have too much cash! ♪ [ larry ] younow throughout history, folks have suffered from frequent heartburn bunow, thanks to treating with prilosec otc, we don't have to suffer like they used to. [ bell dings ] ♪ [ horse whinnies ] getting heartburn and then treating day after day is a thing of the past. blockhe acid with prilosec otc, and don't get heartburn in the first place. we've surcome a long way. ♪ [ le announcer one pill each morning. 24 hours. zero heartburn. one is a little fun with spare change. today we are joined by mercedes colin and i are >> thank you for having me. melissa: thanks to "the wall street journal" who just released a new game called federator. you can move him around to minimize employment order maximize inflation. it is a game that is just showering the world with lovely dollar bills. >> i love the game. i love the fact that the unemployment rate is 4.5%. melissa: clinks, what you evening? did you enjoy the game? >> it was all kind of crazy fun. beyond i played on back in the day. okay, why is inflation designed this way? >> i learned a few holger spaceguard on the whole time, you win. you print money with the spacebar. melissa: did you bring money? is what it is all about? >> i had a good time. melissa: a new fragrance is being released. it is inspired by it first responders responded to the boston bombings. it has undertones like right smoke and burnt rubber. i am a little afraid. what do you think? >> i don't know what to think about this. the r&d want to smell like smoke and burning rubber? a fireplace not good, but i do not think that is what they are after. it is like a post-bonds now. one hollywood agent is making a name for himself. this is a cat who's grumpy looking photo is going viral over the internet. an agent jumped all over this opportunity to capitalize on the photo it is all in addition to the grumpy cat bottle cans and beverages. are you buying that? >> no, i am not. i actually went to see if i could find the actual cat heard i cannot find a cat, unfortunately. i am not really a cat person, but i thought cats were grumpy everywhere. though i'm not sure how this is really all that different. melissa: maybe they are grumpy around you because you're not feeding them. i think the cat is going to be the fox business network amount. that is what i heard. look at him. yesterday on money we told you about an nfl player taking an internship during the off-season to prepare himself for a productive field. lebron james is taking this to a whole new level. the basketball superstar wants to own his interns. the lucky student the lands would dig -- oh, he wants his own internn it was so much more fun the other way. the lucky student lands a gig will be locked in for three semesters, although they will only have to clock in for 10 hours a week. despite the miami heat star making $10 million a year, what better thing than to own your own slave labor. >> anyone would want that are you kidding me? lebron james. especially college kids. melissa: would they agree to be doing this for free? okay, no problem. i feel like if you're going to treat them well, they will probably want to stick around. >> what will they do? melissa: that is probablyya good question. that is all the trendy that we have today. here comes "the willis report." gerri: tonight on "the willis report", cell phone companies tacking on extra fees. it at&t's latest. also, a new report on the cost of obamacare. health-insurance premiums will skyrocket. will yours be one of them? >> we will start by reducing premiums by as much as $2500 per family. >> we answer the age-old consumer question, do you really get what you pay for? we are watching out for you tonight on "the willis report." ♪ doublemocdoublemoc o

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