You would think other banks would be piling on the negative statements but do they feel sorry for city and their ceo . Charlie gasparino is here with the details. Call the bankers bonus and how is this not keeping in that thing . When you talk to rival bankers they have no reason to stick out for citigroup and not on the record because they are afraid. What they say is look at the arbitrary nature of what goes on with stress tests. Last year jpmorgan didnt fail to address tests but they got some sort of delay and asked for more stuff to do more stuff in terms of capital and all that so they delayed and forced them to do more. Why did they do that . The people at jpmorgan did that not because they have a capital fund but believe it was payback for the london whale. Whenever these raiders miss something they use the stress test as a way of smacking back at the banks and putting them on notice. That is what dick bove said. Adam a lot of taxpayers would say good. We could wait in and go back and forth but citigroup people believe this is clearly payback for that scandal they had in the mexican subsidiary, a huge scandal brewing, foreign bribery making loans to bad players in mexico, they are getting hit pretty hard in mexico. Y investigation, an fbi investigation. They believe the stress test which is arbitrary is holding them accountable for that. This is how they get back at banks, use the stress test. Adam what about holding city accountable for the fact that you and i and 310 million americans shaved the proverbial but of those people billions of dollars . That is a different issue. All these banks too big blue station breaks,. Very hard to manage. Michael corbett, ceo of citigroup needs to be taken to task for the fact that he didnt see this coming. That is why he was brought in. Adam the scale. If there is an arbitrary nature to the stress tests. Does anybody think citigroup will go out of business . Adam we saved them the last time. This is a company that the shareholders are saying right now it is not a company that is going out of business. Shareholders i think no more than regulators. If the regulators throw red flags up there. Talk about an ugly charge but if you look at these sort of pattern of the players that have failed, will get dinged on the stress tests is usually around a scandal that often regulators in this. No offense to the fed go and the sec, but jpmorgan is a highly regulated bank, a bank that undergoes examination, has the fed living in their offices. Jpmorgan feels sorry for city. If you think about it, they are dealing with the same issue, too much federal oversight. This is a barrier to business for all of them and lending, you have regulators on one side and Federal Reserve saying we need liquidity. A lot of checks and balances, which stress tests collect the banks during the financial crisis . Who knows. A lot of that was offbalance sheet that regulators, we should point out the london whale was uncovered by reporters and the bank fessed up to it. Was not uncovered by fed officials that were sitting inside jpmorgans office. The subsidiary of citigroup that was not uncovered because a bunch of regulators found it out there. It is almost an aftereffect. These stress tests almost come after if you look at it and aftereffect when they fail. They are always behind the curve. A was not a failure of the stress test. The decline citys request to buy back shares. That is why we are talking about. This is a bank that had 600 billion off balance five years ago and they still havent cleaned it up. They passed last year. Wears a allowed to give as much back . The shareholders get hurt here. Were they allowed to give as much that . Theoretically i dont have the stress test in front of me and i am not a back a Bank Regulator but banks are getting stronger. I dont know how much weaker is they could get. For citigroup to fail this thing, listen, i think they should break up the banks theoretically, but it sounds fishy when every time these guys get dinged on the stress tests it is after a scandal that regulators action will in this. And that is the inside story. Look at the coincidence on the failure of these. Cheryl thank you so much. Good stuff today. A stock alert for you. Major averages in the green at the dow turns positive for the week. Lets head to the floor of the stock exchange, nicole petallides. Nicole looking pretty good. Dow jones industrials off 101 points of the earlier highs. In the green for the week so that is green news for the bulls out there. There was shortcoming as well. A lot of focus seems to be on some new money coming in to wall street. Lets take a look at the new ipo and cvs outdoor, namely are falling and it is a winner today didnt have the ideal, 61 4 , 2975, great performer was spun off the advertising overall, but certainly had its trading debut and doing well on its first day. Adam and other business of the General Motors helping the sale of 2,01314 chevrolet crews. It is done the over 1 million cars recalled for the faulty ignition switch. It has never made a further comment. Sources tell us jeff flock to expect a statement from gm later today. Cheryl is amazon delving into the world of media. Wall street journal says the company is supporting movie and music streaming server solution netflix and judy shaping it . Jo lin king as the details. Netflix taking a little bit because amazon got something up its sleeve but first amazon denying reports that it may seem like free advertising supported the is streaming service that lookalike who but with the original content from amazon. The new service would offer free music videos with ads for people practicing music on amazon. Company is experimenting with new products but they denied any free media. Amazon announcing changes to their Video Service in new york next wednesday morning. We are anticipating a debut of new video screening device, a stick that will be similar to the google crown cap. They said it will be an update on video business from peter larsen. He is the Vice President of kindle. We will bring you those updates next week. Checking amazon stock, up 1. 4 . Netflix falling 1 2 . It is up off of its lead earlier lows. Looking to the amazon event next week, we could see a game consoles, that is possible earlier this year. Confirming they want to build out their gaming opportunities but we are focusing on that u. S. Beef sticks that will be their new video streaming devices. Cheryl thank you so much, great news. Adam visa seeking 5 billion for what walmart says has been excessively high slight fees from credit card company. That new laws it comes after walmart opt out of the classaction suit which other merchants, which had other merchants suing these and mastercard. Cheryl to the latest developments on tesla, national Highway Traffic Safety Administration closing its investigation into the recent fire accident of the electric vehiclemaker. The investigation began last november after three cars caught fire this as teslas ceo elon musk took to his blog this morning announcing plans to add a titanium shield to the underbody of all its vehicles to protect a battery. Will that make a difference . I have no idea. I think it is the coolest looking car on the road. Cheryl i dont want to to catch on fire. We all want that in any, we are in. Cheryl the deadline is coming down on consumers to register for obamacare. The rush to boost registration and make up the 1 million consumer enrollment back facing the government. Adam the Worlds Largest media buyer, the 96 billion man. Her when gottlieb on the future of advertising. Cheryl a quarterly loss is still a win. Struggling smart phonemaker blackberry surprising the street big time. Ive always had to keep my eye on her. But i didnt always watch out for myself. With so much noise about health care, i tuned it all out. With unitedhealthcare, i get information that matters. My individual health profile, not random statistics. They even reward me for addressing my health risks. So im doing fine. But shes still gonna give me a heart attack. Innovations that work for you. Thats health in numbers. Unitedhealthcare. When folks in the lower 48 think athey think salmon and energy. A, but the energy bp produces up here creates Something Else as well jobs all over america. Thousands of people he jobs all over america. To safely produce more energy. But thats just the start. To produce more from existing wells, we need advanced technology. That means hitech jobs in california and colorado. The oil moves through one of the Worlds Largest pipelines. Maintaining it means manufacturing jobs in the midwest. Then we transport it with 4 stateoftheart, doublehull tankers. Some of the safest, most advanced ships in the world built in san diego with a 1 billion investment. Across the united states, bp supports more than a quarter million jobs. And no Energy Company invests more in the u. S. Than bp. When we set up operation in one part of the country, people in other parts go to work. Thats not a coincidence. Its one more part of our commitment to america. Adam blackberry back from the dead, a much narrower than expected loss. Scott martin, chief Market Strategist at united adviser, and fox business contributed joins us now. Blackberry Ceo John Chen is pleased with the progress the company is making. Do you agree with the perspective of the street or is this a lot of word vomit. I love the term word vomit. It might be a little after a hangover. And we get up from the hospital, and losing tens of millions of dollars. And the blackberry tablet. And the competitor closed in on that. And the millions of phones, blackberry selling 1 or 2 million. It is a tough spot to be in. One of those deals where the companys parts are greater than the sum, and they the ceo is saying they will have Revenue Growth returning fiscal 2015. That is a little more vonage. That is hard to deliver on. Lets see if they can deliver it again. And in total itself. Adam lets go by tombstone for blackberry and move to amazon. They are certainly a serious threat of a problem and they have the big announcement next week. Shares are up, jo lin king will be covering the big announcement next week. What do you expect out of that. She is right. This is interesting about amazon. Blackberry is going down, amazon rising and they are going to point sale. You are talking about a company, website with tens of millions of people coming every month talking about this streaming video that will help people look at a video, look at a movie, watch a dvd and go to the purchase point. You dont have to click anywhere on the page, you can get it right then and there. That is what the future is. You have to make it easy for customers to buy stuff. Amazon is taking advantage of that. Adam we were triple digit earlier, will this be a lost quarter when we going to earning season . Some are saying it is not a good quarter. Probably not going to be a great quarter but maybe, maybe not, this looks like consolidation more than anything, the market is expecting lousy earnings, anything above that will be very good. Adam as we said, the dow up 79 points. Cheryl we are getting some breaking news. Kansas city Federal Reserve president bastard george, the nonvoting said member says that she sees slower u. S. Growth in the First Quarter after inventory buildup in the fourth quarter. Continues to say labor Market Conditions are improving but she warns she expects companies will find it harder to hire. We get some comments from a non fed voting member, markets flooding back a little bit. And were showing you breaking news there. We lost about 30 points in the last few moments. We will continue to watch the markets for you. We were hoping to get the dow end on a positive week. Somewhat mixed about the economy. Lets begin with the west coast man at. A lot of gambling revenue down 14 in february from one year ago. State Officials Say the new climate of revenue in the las vegas struck, in lake scott hoch, less dramatic declines. 59 million in taxes with february revenue, tougher the state since 5 drop from last year. Alaska air is expanding in seattle, two new routes that it was nonstop to baltimore and albuquerque, the airline is expanding operations as the carriers under the threat of increased competition from Delta Air Lines building out more routes. Lets take a look at these stocks. The Airline Sector has been improving, stocks are down slightly today. Alaska, delta have been doing pretty well as far as Stock Performance goes. Speaking of airports and investigation into theft, Los Angeles International has resulted in the discovery of one of the biggest criminal rings in the airports history. Julian tutt the items were stolen by baggage handlers working in tandem for several months. Police got suspicious for one company that handles bags at lax with high instance of the 3 ports. 25 workers were detained, that is your west coast minute. Adam in the sky, is it a bird . Is a plane . It is the space book drone. Facebook and its bid on Drone Technology bringing social media sites to areas unable to access the internet. Cheryl president obama in saudi arabia meeting with King Abdallah right now. Energy all stars are next. So our business can be on at ts network for 175 a month . Yup. All 5 of you for 175. Our clients need a lot of attention. Theres unlimited talk and text. Were working deals all day. You get 10 gigabytes of data to share. What about expansion potential . Add a line, anytime, for 15 a month. Low dues, great terms. Lets close new at t mobile share value plans our best value plans ever for business. Nascar is about excitement. But tracking all the action and hearing everything from our marketing partners, the media and millions of fans on social media can be a challenge. Thats why we partnered with hp to build the new nascar fan and media engagement center. Hps Technology Helps us turn millions of tweets, posts and stories into realtime Business Insights that help nascar win with our fans. How much money do you think youll need when you retire . Then we gave each person a ribbon to show how many years that amount might last. I was trying to, like, pull it a little further. [ woman ] got me to 70 years old. Im going have to rethink this thing. Its hard to imagin how much well need for a retirement that could last 3years or mor so maybe we need to approach things dferently, if we want to be ready for a longer retirement. If we want to be ready for a longer retirement. Hi, are we still on for tomorrow . Tomorrow. Quick look at the weather. Nice day, beautiful tomorrow. Tomorrow is full of promise. We can come back tomorrrow. And we promise to keep it that way. Driven to preserve the environment, csx moves a ton of freight nearly 450 miles on one gallon of fuel. What a day. Cant wait til tomorrow. Adam Mark Zuckerberg is launching a second text of the lab to connect his internet. Org Initiative Connecting the world to the internet. The lab will have 1 dozen employees including scientists from nasa working to invent new technologies using drones and lasers. The plan, sending infrared beams to earth using solar powered aircraft and satellites in areas where internet is unavailable for. This follows facebooks talks earlier this month to acquire italian drones. Oil right now is trading at three week highs and president obama meet with King Abdallah in hopes of minting strained relations between the two super powers and garner support against russias recent actions in crimea. Phil flynn of Price Futures Group and matt smith, commodity analyst at Schneider Electric join me now. How about a tag team of the u. S. And Saudi Arabian group, the Largest Oil Producer in the world against russia, the number three crude producer impacting the energy landscape. The relationships have been strange but if you look over the last decade since world war ii, saudi arabia was one of our friends when it came to Oil Production and obviously the concerns in recent years especially in the Obama Administration that now that the u. S. Is becoming a big producer the saudis say you dont need us anymore backing the sun major issues whether it is iran or syria or egypt and the saudis are concerned they are being left out in the cold by this administration so there is going to be a lot of sense mending that has to be done because the saudis are very important player in the Global Energy sphere. Cheryl as much as we talk about Energy Independence and a plethora of natural gas we have in this country we still do need the saudis. They still have the upper hand on the u. S. Right now. Yes. I have to agree, he is very much write about them being a friend of the house and they will be this linchpin of the Global Market Going Forward and last year reliant on opec of 3. 5 Million Barrels a day, the lowest level since 1996. We are weaning ourselves off of reliance on them but the reality is they have the capacity whereas no other nation in the world has that. We are going to be reliant and keep good relations cheryl do you think the saudis and president obama could convince the saudis the need to come on board, they worked together to threaten Vladimir Putin . Russia is no. 3 in the world. Do you agree with that . Theres a certain amount of bartering that needs to be going on as the market has mentioned just before that, we aggravated them in the stance relating to syria and relating to iran and the bridges need to be rebuilt and behindthescenes they wont be doing that. Cheryl what do you say . The saudis, the backstop for u. S. Policy in the middle east for years. They have always raised production when we needed to whether it when we went into iraq or other issues like that. This is an important relationship. Especially when it comes to russia because the bottom line is if we get into a conflict with russia or they move into the Ukraine Energy is cut off and we will be the saudis to ramp up production and obviously they will want some assurances from the Obama Administration they have their back when it comes to iran, egypt, jordan to name a few. Cheryl real quick, 101 and change, oil up or down . You can stand in front of this momentum. If it were a month later i would say down because we have so much oil but this time of year with a geopolitical risks one more pot. Melissa one more plot . I would like a round the 100 mark. We wont go much higher than that. Around 98 but not much. Cheryl matt smith and phil flynn, i just got a new nickname, thank you very much. Appreciate it. Adam madison avenue at the intersection of Silicon Valley and wall street. Advertising is all about the numbers. Cheryl no one knows that better than our next guest, an exclusive interview with the man credited with creating the media agency, 28 of the worlds mobile that expenditures. Groupon ceo irwin gottlieb. In the new new york, we dont back down. We only know one direction up so were up early. Up late. Thinking up gamechanging ideas, like this dozens of tax free zones across new york state. Move here. Expand here. Or start a new business here. And pay no taxes for 10 years. With new jobs, new opportunities and a new tax free plan. Theres only one way for your business to go. Up. Find out if your business can qualify at startupny. Com cheryl the Advertising Industry is becoming a lot less like mad men and a lot more like wall street. The man at the forefront of this change, irwin gottlieb, known as the king of ads. He is credited with the creating infrastructure how advertising is bought, and sold. Adam he is leading the charge into the Digital Frontier and he joins us now in an exclusive interview. The 96 billiondollar man, irwin gottlieb. Welcome to fox a pleasure to have you here. Thank you. Adam the whole idea how we advertising is changing. Let me start with something. Tv model dead because it gets 60 cents to the dollar and will it be replaced by digital or both . The tv model is certainly not dead. People have been talking about the death of television as long as any of us have been around, right . In fact it is flourishing. It will not be called television eventually. It will be video. Because you will consume it on lots of devices. Were already treating it that way. There was a time when we referred to television as network broadcasts, right . Then we started calling it National Broadcasts because cable and syndication were part of the scene. Now we just call it video. Cheryl but you know what, irwin . It doesnt seem like the money is flowing into mobile like you think it would be at this point. Still if you look at spending on tv and radio, that is where the chunk of madison avenue, i say that with quotations because it is not there anymore but that is where theyre putting biggest amount of spending on a doll letter per dollar basis. Why is that . It is really simple. If you come around and look at it from a supply and demand equation standpoint, there is perversity to way supply and demand equation works, right . If youre hugely successful and your supply grows massively you cant monetize it because demand never catches up. Why does demand never catches up . Because your cost per unit, cost per impression continues to fall. We dont allocate dollars. We allocate the dollars needed to achieve an objective. And if the cost of achieving that objective is falling because the cost per impression is falling, then the allocation doesnt go up. We get it done with less money. Adam help us understand, there is a migration of people from wall street, people will be watching this, to ad firms or media buy firms and, for instance, the 96 billion that your firm is responsible for that is inflated by the way. If we paid rate card for everything, it might be 96 billion but somewhat less than that. Adam the digital portion of that though is growing. It is in the billions. It is not double digits yet but it is on its way. How is that going to change . And this concept of using computers to figure out how to target, fingerprints, im a for instance, im a specific target, chairman is a different target, delivering an ad to her mobile phone and my mobile phone . There are multiple questions there. Let me break them up into smaller segments. Number one i think stocks and bonds, equities and bonds, are a very, very poornal by for media inventory. Why . Media inventory expires. Stocks, quick its and bond dont, okay . Adam right. Number two, there is a known price for an equity. The price for a Digital Equity is a function of the data you have, juxtaposed against the media opportunity. That is highly variable, right . So, there is no analogy there. The people from wall street who are coming over to our side of the business arent coming over as traders. Theyre coming over as entrepreneurs. Theyre not very many of them, are not building what we would consider to be sustainable businesses because theyre focused on the top line, not the bottom line. They may not even have a bottom line. Cheryl right. That is criticism, well that criticism is going against those in Silicon Valley as well. That these young entrepreneurs are not looking for actually a true business model. Just quick return, make a buck. It is about the exit strategy. Cheryl right. And quite frankly the extreme market valuation metrics are encouraging that behavior. Cheryl you have been a proponent of implantable advertising. Which is a frightening no, no, no. Cheryl my Google Contacts will stream ads to me while im trying to walk doesnt street . So, i made a prediction about a year ago, that wearable devices are just the first stage and that in fact, those devices will one day be integrated. I specifically chose not to use the word, implantable because that scares people and perhaps integrated devices is a little more comforting. But having said that, the point of that comment was, we will be exposed to media during our entire waking period and we will be multitasking because well be watching one screen. Well have, a screen thats sort of built in somewhere, sort of, if you look at google glass, that does that today, right . It is about the evolution of how we consume. 10 years ago, we had newspapers, we had books and we had television and we had computers. Today we have tablet, we have mobile phones. We have wearables. That evolution is just going to accelerate. It is not going to sop. Adam each one of them a platform which advertisers can penetrate. We better understand them and know about them and know how to communicate through them and know how to trade. Adam irwin gottlieb, we would love to have you back. Five minutes does not cover it. Thanks for joining us. Cheryl fascinating. Well, dramatic performance, is that nasty feud between bill gross and mohammed elerian weighing on the worlds Biggest Bond Fund . The new numbers as bad news piles up for pimco. Adam also the sharing economy . Childs play. The startup that raised almost seven million bucks to become sort of a netflix for leg goes. Legos. [ chilen yelling ] [ telephone rings ] [ shirley ] edwa jones. This is shirley eaking. How may i help you . Oh hey, neill, how areou . How was the trip . [ male announcer ] with nearly 7 million investors. [ shirle] hes right here. Hold on one sec. [ malennouncer ]. Youd expect us to have a highly skilled call center. Kevin, neill holleys on line one. Ok, great. [ male announcer ] and we do. Its how edward jones makes sense of investing. For what reality teaches you firsthand. In the face of danger, and under the most demanding circumstances. Experience builds character. Experience builds confidence. And experience. Has built this. Introducing the 2014 glk. The engineering and the experience of mercedesbenz. See your authorized dealer for exceptional offers through mercedesbenz financial services. Im jo ling kent with your fox business brief. U. S. Consumer spending rose slightly last month. The Commerce Department says Consumer Spending increased. 3 after percent in january following januarys. 2 after percent. Consumer spending accounts for 70 of the countrys economic activity. Ford is creating 300 knew jobs at its plant in lima, ohio. The automaker will invest 500 million to produce its new engine. The new 2015 f150 pickup trucks will be the first model to use the new engine. Mcdonalds is launching a nationwide free coffee event for the first time. The company is offering free mccafe coffee during breakfast hours from march 31st through ape 13th. Breakfast is large part of mcdonalds business, about 20 of its u. S. Sales. That is the latest from the fox business network, giving you the power to prosper. Adam stock alert now. We want to head to the floor of the new york stock exchange. Nicole petallides is watching shares of Restoration Hardware which are jumping . Well, this is a luxury home goods retailer and, yeah, indeed, they are jumping. Take a look right now. Restoration hardware is up about 11 today. They came out with their numbers. They swung to a profit. They name ad chief development officer. The ceo has been talking about the fact that they have been feigning market share. Talked about their strategies. Expansion and offerings and transforming their retail stores. Looking good for Restoration Hardware. Piper jaffray raced their price target up to 72 up from 65. They still have neutral rating but there is upside potential from current levels. Back to you. Cheryl thank you, nicole. Appreciate it. You have heard of sharing movies, sharing cars and even sharing apartments but how about sharing legos . With 7 million in new venture funding our next guest may be on to something. We have the cofounder of play. Hi, there. Adam im holding by the way, okay. So how does this work . Essentially, if someone wanted to get legos from their kid they dont buy them, you rent them . Exactly. Legos is a huge bill dollar industry. The sets are expensive. Tired of spending so much mon set after set and you put them in storage bin and they essentially collect dust. This is great idea for paints to rent them and enjoy experience of building. Rent to own is that a trend in parenting . Is that a new thing. Absolutely. If you think about toys, by the time a kid is 10 years old they have about 3,000 toys and they actually play with only 12 of them. So, its a crazy number that is just a waste and consumption of all these toys. Were trying to make sure that parents have this try before you buy option. A lost toys are just so expensive. Cheryl you have adam hooked already. Adam the legos, loved them as a kid. Cheryl what can i build . Adam essentially you sterilize this stuff after each kid plays. If there are pieces missing you dont penalize. Exactly. We have ecosolution, fda approved and everything is clean and sterilized adam right from the box, kaboom you get to pick your set and put it in a playlists like netflix. Adam only going to do legos or expand . You raised 7 million bucks. You have to be going somewhere. There are so many toys and so expensive. Theyre important from cognitive standpoint and developmental skills. We want the stembased toys and expand the platform so parents can really get access to the toys. It would be prohibitively expensive. Cheryl talk about what this costs then. Its a month to month subscription. Annual subscription, what . Month to month description. We have a 15, 20, 25 tiers. Depending on size of sets. You send it back and new set released from your playlists. Cheryl why are legos popular with the kids . Are you kidding . This is the best stuff since chocolate. I didnt play with legos. Adam call her parents. No, kids are fascinated by this stuff, right . It allows you to create openended play. It is a something with a toy with longevity. A lot of toys they play with them for three section and toss them away. Lego is a toy never going away. Only problem its a expensive toy to keep purchasing. That is where we come in. Cheryl i missed a part of my childhood. Another opportunity. Thank you, julia. Adam we have to nurture your inner child. I guess some im no fun. Lastminute scramble for those who need health insurance. The Obama Administration needs another Million People to sign up by sunday. Adam if the Glass Slipper fits, wear it. March madness cinderella story that just wont quit. So our business can be on at ts network for 175 a month . Yup. All 5 of you for 175. Our clients need a lot of attention. Theres unlimited talk and text. Were working deals all day. You get 10 gigabytes of data to share. What about expansion potential . Add a line, anytime, for 15 a month. Low dues, great terms. Lets close new at t mobile share value plans our best value plans ever for business. Adam the drama at pimco is not getting any better. The Worlds Largest bond fund is trailing 87 of its peers yeartodate according to a new report from morningstar. Pimcos flagship total return fund posted returns of 1. 2 , trailing benchmark barclays aggragate index by 75 basis points. The fund is underweight on u. S. Investment great Corporate Bond and is getting the blame for that poor performance. Pimco has been in the spotlight more than ever this year since ceo mohammed al airy yen announced his resignation, that is polite word for it with companys founder and cio, bill gross. Cheryl screaming on the floor at each other in front of other employees. There are three days left to sign up for obamacare and the white house is already celebrating despite being one million short of their projected enrollment. We have rich edson live from d. C. With all the details. Here we go, rich. Cheryl, the white house claims a surge in signups for private insurance under obamacare. The Administration Says more than six million have selected right insurance plans through government exchanges, right at the revised Congressional Budget Office projection. Cbo dropped a million off its initial forecast because of botched rollout of exchanges. Documents obtained by the house ways and Means Committee shows the administration previously aiming for seven million enrollees, despite approaching bro projections the figures fail to detail how many significance million paid for their plans and their premiums and how much previously had insurance. One Health Care Analyst says Insurance Companies are already concerned about next year. The Insurance Companies have got a real challenge here. They likely underpriced the business a little bit for 2014, hoping to get this, hoping to prime the pump and get this program going. Now, what theyre seeing is, an enrollment is older and sticking than they were hoping for and it is going to be a real challenge. Do they continue to support obamacare by underpricing the business . Or do they start charging the real rates which will make it very difficult for this program to grow . Monday is the deadline for enrolling this year. Though the Administration Just announced a wide exemption for those signing up after the deadline. And in on a day report that is obamacare related medicaid spending boosted personal income data earlier this year. Back to you. Right, rich edson. Thank you very much, sir, appreciate it. Thanks. Adam another fox business sports minute. March madness continues to surprise. There are some people saying curse you, dayton. Dayton flyers arguably the cinderella story this year as the 11th seed team made fast work of the 10th seed stanford cardinals in 8272 victory. Congrats. Second seeded Wisconsin Badgers and both number one seeds, florida and arizona advanced to elite 8. 7th seed uconn huskies look to upset. And 11th seeded tennessee takes on michigan state. Two days away from baseballs opening day. Trip advisor announced the best ballparks in america. According to the top five stadiums in the country are, number five, Busch Stadium home of st. Louis cardinals. Home of the boston red sox, fenway park. Number three where the San Francisco giants call at t park. Second, camden park, home to the baltimore orioles. Trip advisor, most popular baseball stadium, pnc park, home of the pittsburgh pirates. Cheryl. Cheryl to you, adam, were changing our lineup at fox business. New colleague Deirdre Bolton will talk stop by to talk about her new show, risk and reward. There she is in our studios. Come on in, deirdre. Business do more with less with less energy. Hp is helping ups do just that. Soon, the worlds most intelligent servers, designed by hp, will give ups over twice the performance, using forty percent less energy. Multiply that across over a thousand locations, and theyll provide the same benefit to the environment as over 60,000 trees. Thats a trend we can all get behind. Iwe dont back down. We only know one direction up so were up early. Up late. Thinking up gamechanging ideas, like this dozens of tax free zones across new york state. Move here. Expand here. Or start a new business here. And pay no taxes for 10 years. With new jobs, new opportunities and a new tax free plan. Theres only one way for your business to go. Up. Find out if your business can qualify at startupny. Com adam joining news is the newest member of the fox business family, Deirdre Bolton, whose new program, risk and reward premiers at one p. M. Eastern. What can viewers expect. Well give people more closes. As you know from covering the markets, usually what you hear is 60 40. That is the blend we all raised on. 60 stocks, 40 bonds or reverse getting closer to your retirement. There are just more tools out there now available to average investors. So were basically going to be giving people more ideas of what they can do with their money. Better ways to keep it. Cheryl youre doing the theme because what weve seen so much in the past is that, people just, dont trust the stock market anymore. They file like it is rigged, flash crash, things like that. Certainly even the financial crisis hopefully well present things not quite as secure. Maybe a bond fund a lot of people with bond funds are frustrated by these lackluster returns. We talk about all the time. Savers have gotten punished. Things like Master Limited partnerships, mlps a little myopic but gives steady, income cash and steady income stream. Well be pointing out Different Things people heard about. Maybe they havent. Just more tools. Cheryl real estate well be covering. U. S. House something turning around. Blackstone were covering a lot of what theyre doing. The largest landlord in the u. S. 144,000 homes. I look big picture on the ground. You have some pretty impressive bookings. Cheryl i have a couple fabulous things for you. Adam what kind of guests. I know you dont want to be specific because you have big surprises monday but what kind of guests can we look forward to . Im excited. Well have people really at top of their fields who are known as the experts in their respective field. They will be the first 10 or 15 minutes on my show. Slightly longer conversation. We will have some surprises. Some outlyers. For example, on monday, i do have one hard rockser, very successful career, grammynominated. Turning himself into a entrepreneur, a tech entrepreneur. A lot of people in their second acts but the first 15 minutes are really basically the biggest names of finance in all facets. Cheryl everybody has been nice to you at fox . Everyone has been lovely. Honestly, really, really welcome. Adam free coffee fridays. Now youre talked. Adam Deirdre Bolton. Thank you very much. Cheryl risk and reward starts 1 00 p. M. Monday on fox business network. Adam break a leg. Melissa francis is here to take us through the next hour of money. Melissa we cant wait. Market is up 73 points and there is. Fox businesss money with melissa francis. Melissa that was jon stewart, more on that in a moment. Changing the way wall street gets punished and who pace for it. A financial regulator is here with his plans. New rules on activist investors. Weve been talking about this all week. The most connected man on earth, literally. This guy is hooked up to 700 censors and he is here. Even when they say its not it is always about money. Melissa wall street better watch out, if one regulator wees his way, a lot of people could be forced to face the music personally for company wrongdoings. In fact one law firm is actually warning clients that financial watchdog, benjamin love ski is getting more aggressive in his crusade to make people