ledee tektor test and the father said he walked because he needed a break. football fans are mourning the loss of al davis. the raiders won countless championships under his direction and three super bowls. he also served at a.l. west xhixer. he died at the age of 82. new york mayor michael bloomberg sharply criticizing "occupy wall street." he said the protest over high unemployment and corporate greed could destroy jobs in lower manhattan. national correspondent susan candiotti in new york following this movement. saturdays have seen the most activity. what's going on? >> reporter: that's right. well, now there is additional activity by way of a second location, because now "occupy wall street" has set up a second base of operations about two miles north of where they were before. that park is still full with protestors near wall street, but now they're in a historic park called washington square park up in the 1800s. it is home to street performers and street artists and chess players and people who just like to hang out on a beautiful day like this. on this day at this hour there is a rally that just started by "occupy wall street." unlike the other location, they are not going to be camping out here, but they will be here. why? they chose this location because il it's close to new york university, and that would make it much easier for students to be able to participate more because it's much closer to their campus. it's also the day when they have brought out the second edition of their homegrown newspaper called "the occupied "wall street journal."" it has some photographs of the rally that took place earlier in week that attracted thousands people. below the fold a subheadline reads it this rebellion will not stop. they have a lot of activities planned for today. again, in rally happening now and then later on in the day, kyra, they're planning to have an art show at a location nearby here and planning to march some of that artwork down to this park. kyra, back to you. social and economic inekwults hit a tipping point, and people are hungry for getting involved and trying to do something to change it. when 9 out of 10 races in politics is is won by the candidate with the most money when 1 in 4 kids in georgia right now are in poverty, that's a 21% increase since the recession started. people are struggling. it's like i want the american dream back movement. >> john, what do you do to change it, though? >> you got our attention and we have you here and we've been covering the protest. now what? >> i think the first step is acknowledgme acknowledgment. people coming together in unity acknowledging these issues and saying we have to be more progressive, more coming up with solutions. >> the protestor said all americans need to get involved in order to overcome the country's problem. to track "occupy wall street" and contribute europe own angle visit cnn.com/openstory. the values voters summit of social conservatives continues at this hour in washington. we'll bring you live reports of a presidential straw poll as soon as they become available. participants heard from two republican candidates this morning, mitt romney and ron paul. both blasted president obama with romney getting in a dig over federal loan guarantees that went to a solar panel company that later went bankrupt. >> 25 million americans are out of work, are out of hope. chronic unemployment is higher than it's ever been in recorded history. home values and retirement funds have been devastated, and all this dent come cheap. in one term he amassed more debt than our prior presidents combined. we need stability. we have solyndra. >> the restraints are placed on the federal government. as long as we allow the federal government to grow and don't obey those restraints, things will get worse. the good news is, there's a whole generation of americans right now rising up and saying, we were on the right track at one time. let's get back on that track. let's restore liberty to this country and prosperity and peace. >> well, in his remarks today romney made no direct mention of a controversy surrounding his mormon religion. a baptist pastor who supports perry called mormonism a cult. that pastor who called mormonism a cult yesterday isn't backing down. i had a chance to speak with him about an hour ago. he says mitt romney is a moral man, but romney is not a christian and he has the right to support a christian candidate. john jay was the first supreme court justice of the united states court, the author of the federalist papers. sxesd, quote, we have a duty and private as christians to select and prefer christians as our leaders. i hardly think he was a bigoted person. the fact is those of us that are evangelicals had every right to prefer and select a competent christian or a competent nonchristian. it's not the only issue but it's one issue that we evangelicals will consider. >> let me throw something back at you, then. let's talk about article 6, paragraph 3 of the constitution that says nathere's no religiou des to be president. are you going against the constitution? >> that's an outrageous statement. at that refers to government cannot improve a litmus test. as individual citizens we have every right to impose litmus tests. is it bigoted to choose a liberal over a conservative or kwi dwefsh conservative over a liberal. you can show preference. the most sirchl student knows that article 6 applies to government imposing no test. it has nothing to say about individuals with their own tests. >> jeffers and other social conservatives are attending the conference in washington. we're expecting the results their straw poll in minutes. when it's released we'll bring it to you life. inside the life of a transgender. >> i had to answer certain things from a religious sfand point but from a personal standpoint of am i better as a male or a female? which is right for any? >> later in the newsroom, the transformation from man to woman. ♪ ♪ ♪ ♪ [ male announcer ] the peace of mind of owning a 2011 iihs top safety pick. the all-new volkswagen passat. headlines now. anger and unrest in syria following the assassination of a prominent syrian opposition leader. his funeral turned into a protest rally today. syrian troops opened fire on demonstrators. there are conflicting reports about the number of people killed and injured. now to pakistan. remember osama bin laden's three wives and eight kids? therm taken into custody by the pakistanis when u.s. troops invaded bin laden's compound and killed him in may. now pakistan is trying to send them home. they've contacted governments in yemen to repat yat them. in libya in sirte, they say the town could be in their control rather in a matter of days. that cannot be soon enough for libya's new leaders on the national transitional council. they plan to declare liberation once the birthplace of gadhafi is under their control. unemployment stands at 9.1% nationwide. this week ali velshi talk with the senior editor at the atlantic and christine romans about america's new job geography. >> places that are way out on the coast that had, you know, economies that were in the sunbelt, built up on the housing boom and the credit bubble, las vegas, riverside, california, even the places in arizona like yuma, which are over 30% and those old manufacturing centers like detroit, tragically, 15%. in the city of mayor has said it could be as high as 50%. you have this other thing going on where college towns right next door to detroit like ann arbor have low rates of unxwmts with medical centers, education, technology. bouder, colorado, and down in florida gainesville as well. the knowledge centers of the economy. washington, d.c. performing very well, and that's what's striking the bismarck and fargo and omaha, nebraska, and oklahoma city in that belt. you have this new geography of america emerging where some places almost don't feel the recession, and others have been just whacked with long-run structural unemployment and no new job creation. >> christine, the idea of packing up and moving to a job, to a place that is more prosperous than where you are, is that strategy sensible? you and i have argued about this. i think people should, and you're saying maybe they sometimes can't. >> there's two pieces of conflicting advice i can't square here. one is there's places in the country doing so well, the opportunities are there and you talk about ann arbor, north dakota, iowa, some parts of texas. people hire people they know. the most important way to get a job right now is networking. if you don't have a network somewhere, how do you break in? if you can square those two pieces of advice, move. if you're not beholden to a house 25% underwater and you can move if the schools are good where you want to go, fine, move. remember, we know the way to get a job in the the economy is knows someone na knows you that help us you get in a good fit for you and the company. the results from the straw poll from the voters value summit is in. we will have those right after the break. [ male announcer ] you love the taste of 2% milk. but think about your heart. 2% has over half the saturated fat of whole milk. want to cut back on fat and not compromise on taste? try smart balance fat free milk. it's what you'd expect from the folks at smart balance. now back to the values voters convention in washington. we've been waiting for those results of the republican presidential straw poll. i told you moments ago they're in, and peter is standing by. so what do we know, peter? >> reporter: well, the big winner as he often is at straw polls is ron paul, who had a command r win. he picked up 37% of the vote. there are about 3,000 participants here at the value voters summit, which is a big gathers of social conserve tifs, religious conservatives. the ron paul supporters are dedicated. they often get people out to straw polls. you know, do a good showing. take a look at who else finished well. herman cain continues to surge. he's doing well in the polls right now, he gave a rousing speech yesterday, kyra. he came in second. rick santorum, a fierce social conservative, staunch on opponent of abortion also gave a pretty powerful speech here, came in third place with 16%. the two national front-runners, rick perry and mitt romney finished farther down the line. >> we'll get to them. we'll look at the choices for vp, but for those who were surveyed, can you describe them? >> reporter: yeah. there's a lot of folks here from all over the country, you know, who are involved in church groups locally. this is put on by the family research council, a big social conservative group run by tony perkins. there's a lot of religious conservatives and social kwish conservatives. that's why santorum and cain do good here. mitt romney finish at 4% in the straw poll. he's the national front-runner, but never endeared himself to this crowd. that was kind of reflected in the straw poll results. behind me there's all kinds of booths focusing on issues like abortion, same-sex marriage, creationism, that sort of thing. that's the kind of crowd that showed up here today, keira. >> shall we give the top four finishers here as the choices for vp? >> reporter: sure. who would be the best number two. the top finishes were michele bachmann, rick santorum, herman cain and marco rubio who is the consensus number one draft pick if you will for republicans. he's a latino and articulate and can raise money. he's conservative. he said that he won't seek the vp nod, but when the presidential nominee comes calling neck year, but rubio is popular across the board. he's a popular pick here, kyra. >> all right. ron paul winning that new straw pom. peter, thank you so much. jacqui jeras, what's happening around the country weatherwise? >> a lot of rain, keira. it's a washout of a day in parts of the country that need it. across parts of texas and florida getting hit hard as well. we'll show you the state of flord getting pounded, melbourne in particular right now. they had five inches of rain since yesterday, and it's still coming down hard. we have an area of low pressure here that's trying to develop, and the hurricane center says there's a small chance this could become a tropical or subtropical system. it's a huge rainmaker and windmaker as well. this is a slow mover that's slow to organize and make its way to the north and east. how much rainfall are we talking about on top of what you already had? this computer model forecast showing us over the next 48 hours, so this is into monday. we could see 4 to 6 inches just on the coast. you can really see where the heaviest of this is expected to be. moving on up towards georgia, and then into the carolinas. throughout the week we could see it make it's way on the east coast. rainfall amounts in addition are heavy. we see gusts and rip currents as well and really big waves. not a good day on the sailboat or any kind of boat in the ocean there. we want to go over to texas now, where the drought-ridden state is finally getting some relief here. this is not a drought buster, however, it is going to put a nice dent in here looking at midland, texas, for example, they have 2.22 inches of rainfall in the last year. a year. you could double that number just in the next 24 hours. so flood watches have been posted here. the ground is very dry, so a lot of this running off very quickly instead of getting absorbed into the ground. that's a bit of concern as well. this is stationary front in the mid-section. this is the focus of wet weather through the weekend. it's responsible for bringing the snow into the rockies. believe it or not, i hear ski resorts have opened up for the weekend because they've seen that much snow. just for the weekend. it's going to melt off pretty quick. >> pretty soon we talk about all the record numbers of snowfall. thanks, jackie. chaz bono brought the transgender community into the spotlight. for many it's been their lifestyle for years. one person offered this advice. >> at some point in time you're going to come across somebody that is transgender, gay or lesbian. if you don't understand, ask that person. we're normal people, too. >> going from southern jock and military man to single female next in the newsroom. this team o ty bo inea pig: row...row. they genatectry, wch le me rf t. guinea pig: row...row.took one, 8 months to get the guin: ..row.ow...row. they genatectry, wch le me rf t. lile cbby one to yell row! guineaig: ro's kof strange. guinig: row...row. such a simple word... row. anncr: t an easierayof strange. save. get online. go to geico.com. get a quote. e u 15% or more on car insurance. two of the most important are energy security and economic growth. north america actually has one of the largest oil reserves in the world. a large part of that is oil sands. this resource has the ability to create hundreds of thousands of jobs. at our kearl project in canada, we'll be able to produce these oil sands with the same emissions as many other oils and that's a huge breakthrough. that's good for our country's energy security and our economy. that's good for our country's energy security [ boy ] hey, i thought these were electric? 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[ male announcer ] if you can't afford your medication, astrazeneca may be able to help. chaz bono's turn on "dancing with the stars" is seen by many tran transgender is a pivotal moment. it's often an agonizing decision that follows years of major turmoil. cnn's julie peterson has one woman's story. >> i love you. i will be home tomorrow night. >> reporter: tracy wilson, parent of four, divorced and a college graduate. wilson has seen a lot. >> i am a military veteran, united states air force, served six years, gulf war veteran, and i moved from the military into law enforcement. >> reporter: that was all before wilson became a women a few years ago. >> i've had facial femization surgery, work on my chin and nose, forehead reduction where they remove the brow line and make it smallier. a year and a half later i underwent a gender confirmation surgery, actual surgery on my genitalia to fashion from mail to female. >> he traveled from south carolina for two transgender conferences. here she can connect with others, who like hers say they've always been born with body parts that didn't match what they are in head and heart. what emotional pain do you have to be at to where you're willing to do this? you have children and a wife. >> for me, pain, i'm a person that can withstand a lot. for me, it was more of a feeling of gravity pulling me towards this change. >> it's a hard decision, and an equally hard path. >> i've been turned away because of being trandz gender. i ended up losing my marriage. >> did you want to keep your mer marriage? >> yes, i did very much want to keep my marriage and to this day i still love her deeply. >> nevertheless wilson says she'd do it again. besides camaraderie they come here to immediate with medical doctors and psychologists like mickey diamond. diamond studied transgenders since the 1960s. >> transexuals, we're not sure of what the numbers are. probably about 1 in 1,000 doesn't surprise me if it turns out that way. >> in this community he's a rock star. diamond says hi research of identical twins makes hi certain this condition has genetic roots. >> we believe there's much more biological, it's much more built into it you that leads to who you are. >> he says transgenders do not suffer from a mental disorder as claimed by some. >> nature loves variety. society hates it. that's it. >> with celebrity and transgender chaz bono in the spotlight with his role in "dancing with the stars," the hope here is transgenders will be better understood. >> we're everyday people, and all we want to do is go to work, live our lives. we want to pay our taxes, have good-paying jobs. >> julie peterson, cnn, atlanta. >> joining me for the conversation on transgender is erin swenson. >> i almost said eric. >> that's been a long time ago. yes, indeed, 15 years ago you had the surgery. >> i transitioned like 16, 17 years ago and finally had sex reassignment surgery which for me was not a big part of it. the actual changes were the -- the really dramatic changes happened way before the surgery occurred. the surgery was between me and my doctor. >> was this an easy or difficult decision to make? probably in some ways it was a no-brainer, you knew what you wanted to do, but -- >> no, no. it took a long time for me to get to the place where i was ready to do it. i was so akroocutely aware it w drag all these people in my life tha loved and cared deeply about. i was a therapist in atlanta that was well-known. i helped pass our licensing bill here in the legislature for marriage and family therapists. >> married, two kids. >> married, two kids, presbyterian minister, i had all that stuff. to the idea of transitioning just didn't occur to me as something i would need to do. >> how did you finally make the decision, and how did you tell the family? >> well, my wife had some inkling, thank goodness. she knew me pretty well. i think she sometimes knows me better than i do. our two kids were the hardest. they didn't have any inkling, so it was really -- it hit both of them pretty hard. my older daughter was getting ready to get married and had images of her daddy walking her down the aisle, and i -- >> did that happen? >> her granddad did, so i got to help her get ready at the bridal place with all the women. it was wonderful. >> and you're close with the family. >> yes. >> everybody is in a good place with this now? >> yes. in fact, my whole family without exception has not only come to accept it but has come to really appreciate that my gender transition was a positive thing. my sister -- i was making a joke one time with my sister thinking, well, maybe i'll just go back. it really isn't easy being a woman in this world. >> i can attest to that. >> she looked at me and said over my dead body. i didn't like that person. oh, really? okay. maybe i better not. >> you've chosen to be single. why not have a relationship, be in love? >> kyra, i don't really feel single. i know i am single in, i guess, the legal sense, and we have divorced. i'm still very close with my family. we have two gorgeous daughters. one is a mother, she lives up in tennessee, so i have a granddaughter. and then our younger daughter has severe and multiple disabilities, which have had a profound effect on me. my biggest hero. >> so, in these conferences that took place, we were talking about the discrimination factor the stereotyping that takes place. how do you explain to people. they're gay and lesbian and sexually perverse. you have to battle all that. what do you say to that and deal with that on a regular basis? >> it's great when you get into a conversation with somebody about it. the problem is that people are out there holding on to their preconceptions and misconceptions and not doing anything with it. they're not paying attention and they're not interested and want to hold onto their misconceptions. what's wonderful is having things like this where we can talk and really begin to open it up. i'm not gay. of course, some people could say because i was married for 27 years to a woman who is a very attractive woman and still is. >> you love her very much? >> i love her deeply. you could say that was lesbian perhaps. but none of that really makes much sense to me. my gender identity is really separate from my sexual attraction to people. and for some people i think it does feel a little closer to the gender thing. i know some gay men that love to do drag, and it's a part of their connection with feminine knit and the feminine side of life that is wonderful. i think most of the transgender people i know were all over the spectrum in terms of sexuality. some are straight, some are gay, some are asexual and many are bisexual and find themselves being able to enjoy loving relationships with people regardless of their jernld. >> as a pastor you love people on a daily basis. you said chaz bono, what a voice. >> whant an amazing voice he is. he's well-known. i love the fact that he is feel male to male, because for so many years people thought if you were transgender you were a trans woman like i am. chaz has really helped us to understand the great depth of the transgender community. we are filled. we have so much people that have such great talent who have the opportunity to contribute to our world and our culture. they lose their jobs because of being transgender, and they're very often some of the most talented people in the workplace. it's just a terrible loss not only for the workplace but for those transgender people themselves. as i hope you understand, not just them but their families. when someone loses their job in this culture, we know that families are under great stress because of the economy. >> that's pretty brutal. you talk about chaz being a good voice. so are you. thank you for sharing your story with us today as well. >> thank you so much. what a privilege. >> you bet. defense secretary leon panetta says if iraq wants troops to stay past december, give them immunity from prosecution. negotiations are going on with iraqi leaders who say they want u.s. forces to help with training and security but don't think legal immunity is necessary. monday is the new deadline to reach a labor deal between nba players and owners. if there isn't one, commissioner david stern says he'll cancel the first two weeks of the season. he also says the entire season could be in jeopardy. at issue is how to split the profits between the owners and players. more legal problems for casey anthony. she's expected to plead the fifth during a videoed deposition in florida today. the location is being kept secret since anthony's attorney says her life is in danger. the woman that shares the same name as the if i can tirgs nanny is suing her for defamation. eechl time a witness takes the stand we learn more about what happened the day michael jackson died. two our legal eagles dissect the testimony so far in the trial of jackson's doctor. which provided for their every financial need. 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[ female announcer ] new fiber one 80 calories. yes, you can actually love breakfast. ♪ a lot of drama this week in the involuntary manslaughter trim of michael jackson's personal doctor, conrad murray. the jury is off today, but not before hearing explosive testimony. earlier i spoke to former federal prosecutor sunny hostin and holly hughes about murray's police interview. >> i think it helped dr. conrad murray's case. bottom line is he sounded reasonable and cautious. he sounded concerned about michael jackson, and he got the chance to testify basically before this jury without being cross-examin cross-examined. thchs almost a slam dunk for the defense. he painted michael jackson to be a chemically addicted man who had vast pharmacological knowledge, whose veins were dried up and given propofol by doctors in las vegas and germany. he said he didn't know he had signed onto this. he didn't know he'd be giving michael jackson propofol six days a week. i think all in all when you look at the totality of this interrogation, it was very, very helpful to the defense. >> holly, three of dr. conrad murray's girlfriends testified this week. what did you make of that, and why was this brought into the testimony? >> well, kyra, the reason that they wanted the girlfriends is because they established a time line. i thought they were very careful about not character assassinating dr. mauurray. it wasn't about the fact he was having multiple affairs, it's really about the standard of care, which is the whole issue in this case. while his patient is under the influence of propofol, he's on the phone with one girlfriend and we know that from the time line. she says i'm speaking with him and suddenly the phone goes dead. she can't get him back on the line. we can assume that's when he discovers michael jackson. we know 911 isn't called until 20 minutes after 12:00. that's a lapse of 23 minutes. the other girlfriend, while dr. conrad murray is in the ambulance with his patient rushing to the hospital to try to save his life, he calls another one of his girlfriends. that is not good medical care. >> our legal panel may change, but you can catch our legal discussion every saturday at noon eastern. teenagers who suffer spinal cord injuries get the support up they need thanks to our cnn hero. you'll meet him right after the break. 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[ male announcer ] progresso. you gotta taste this soup. wow! it's even bigger than i thought. welcome to progressive. do you guys insure airstreams? yep. everything from travel trailers to mega motor homes. and when your rv is covered, so is your pet. perfect. who wants a picture with flo? i do! i do! do you mind? got to make sure this is -- oh. uh... okay. everybody say "awkward." protecting your family fun. now, that's progressive. call or click today. we're introducing you to cnn's top ten heroes every saturday, and this week he's hero was nominated for his role in assisting young people injured on the football field. dozens of teens suffer spinal cord injuries. he started gridiron heroes and is working to improve the lives. eddie, great to see you. >> thank you very much. >> it's amazing what you're doing, but unfortunately it took a really tough moment in your life to get to this point. that was when your son, chris, was playing football. take us back to that moment. >> well, it was a tough moment to see your son go down like this and being told that it was a possibility of spinal cord injury. at the time when we went down on the field, we just tried to think that it was only a stinger. so it was a very tough time. but i'd like to also, you know, start by saying something else. i'd like to ask the viewers, we need your help in prayers. two days ago we received a call another young man suffered a spinal cord injury in a small town of vega, texas in the panhandle. he was playing for vega high school, and so we'd like to ask for your help in prayers for luis morales and his family. we have already reached out to his family and to the school and the coaches. we just ask for your help and prayers right now. >> you bring up -- actually, you bring up an interesting point. i lived and worked in texas. you know the state well. this is big for high school football. i mean, it's huge. >> it is. >> which is why you see a lot of injuries, and that's why you were so involved with football, your son so involved with football. here's what's amazing. we're going to talk more about what you're doing for these athletes, but your son actually said to you at some point when he was really struggling, dad, we got to do something, right? >> that's correct. at his lowest points, i took him tie state championship game to get him out of the house. we had almost lost chris twice in icu and once at home. if the lord wanted him by his side, he had three chances to take him. something good would come out of his injuries. taking him to that game, we were there for a purpose rn, as we l back on the it. we witnessed the young man go down, but chris said we have to go help him. i know what he's going through and you know what the family will go through. that was the starting point, inspiration behind grid iriron heroes. chris and are making plans. tomorrow we head to amarillo where this young man is at right now. he's in icu, and we will be meeting with the family and the coaches. it's a good ten-hour drive, but this is something we have to do. >> tell me about that. eddie, since we have a case that has happened so soon, explain to our viewers what exactly you and chris will do positive basically step in and tell this young man, it's going to be okay? >> well, this is the hard part. chris and i, we all have to relive that injury, and that's the hard part about being there for the families. we want to provide the best way to say if is information, inspiration and hope. a lot of times the hope is taken away. the family is going to be given the worst-case scenario, and you know, we've seen other situations where coaches -- where the doctors have provided the worst-case scenario, and we've had situations where young men that have suffered a similar injury are now walking. so, you know, we want to make sure that they're there, and they don't feel alone. because they may have a whole icu room full of people, but as a parent going through this, you feel so isolated because very few people will understand what this family is going to go through. we do. we've walked those shoes and live it every day. being able to have someone to talk to and offer the information and guidance is very important. that's where we come in. being there for them immediately, organizing the community, the coaches on how to help this young man and his family. so that's so important. again, there's a lot of people that might want to help, but have no clue how to help. we can guide those families. >> darn right. gridiron heroes, and eddie, not only are you our hee yo, we should put your son chris right along with you. thank you for talking about the program. we so appreciate having you with us. >> thank you very much. >> you bet. >> cnn has announced the top 10 heroes for 2011. who are these inspiring people? check them out at cnnheroes.com and vote for your top choice for hero of the year and watch them or dvr it. cnn heroes, an all-starr tribute live on sunday, december 11th. climbing mt. kilimanjaro is quite a feet within itself. a georgia man born a quadruple amputees is taking on the awesome task while raising awareness for african children with disabilities. we have the story. >> i think kilimanjaro is the toughest test i've faced. >> reporter: kyle knows tool about challenges. he's a quad pledge logic born with no arms and legs. >> he believed the disability was there, but it wouldn't affect my life. >> it hasn't. the 25-year-old has excited in wrestling, martial arts and cross fit. now he's preparing to climb moumt. kilimanja kilimanjaro. >> get up and do something. you have to get out of that mentality to whine and complain about all the bad things that happen to us. say, they're life to live. i'm going to do something now, live it. >> kyle and his team prepare for the climb on stone mountain. kyle will not use any prosthetics or being pulled up any equipment. >> basically doing a bear crawl on all fours. >> reporter: all he has is mountain bike tires wrapped around him. >> we have to make sure we can fix it. >> reporter: the team consists of kyle and his friends who will connect with children in african also affected by disabilities. >> people would think that a guy born without arms and legs that that's the worst thing that can happen to him. to me, i view that as probably the best gift i've ever been given. i thought we'd be on location for 3 days, it's been 3 weeks. so, i used my citi simplicity card to pick up a few things. and i don't have to worry about a late fee. which is good... no! bigger! bigger! 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[♪...] >> announcer: now get a $250 airfare credit, plus save up to 65%. call 1-800-sandals. certain restrictions apply. imagine losing your home and then facing a lawsuit from the bank that foreclosed on your home. it's a financially devastating 1-2 punch that's happening to people all across the u.s. here's cnn's lisa sylvester. >> reporter: there's been a lot of upheaval in re's life over the last few years. the bank foreclosed on his home. now he's being sued by his former mortgage company. >> what more do they want from me, is my question. they've already taken the home. they've resold it. now they're getting less money on the side. now they want to recoup on me? >> reporter: a growing number of troubled homeowners are not only losing their homes but facing lautds. it's something called a deficiency judgment. take ray's case. the bank loaned him $188,000. but only got $11,000 from the sale of the foreclosed home. ray is now being sued for the difference, $78,000. more than 30 states allow banks to sue the homeowner when the lender recoups less on a foreclosure or short sell. for years, banks didn't pursue homeowners in such cases but that's changing, says this lawyer, because of the sheer volume of foreclosures. >> most likely the bank's not going to be the one doing it. they're going to sell it to a third-party debt collector who's in the business of collecting debt and they're going to try to collect as much as they can. >> reporter: the ceo of realtytrac says banks are more likely to go after people who have a second home, like a vacation home. >> people who may have other assets are saying, take this property back. i'm going to go on with my life and you keep the obligation. in that instance, i believe that the banks have a right to receive some money if the borrower has it. >> reporter: but in re's case, this was his primary home. he says he tried to work with his lender but still couldn't make the payments. walking away from the house he thought would be the end of it. ray has now hired a lawyer to fight that lawsuit. a key thing here for homeowners who may be in a foreclosure or short sell situation, it's very important to get a release from the bank clearing the borrower of any obligations to pay under the promissory note. if not, then the bank or a debt collector can pursue the difference, even after the house is long gone. lisa sylvester, cnn, washington. at straw poll victory for ron paul.