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Total, both reporting profits of 2. 6 billion. Guy lets find out more. Will kennedy is he appearedare. Training did well and refining to ball. The oil sector is not looking to shabby. Will beating expectations by more than double which is not bad. Profit fell by 20 . What stands out is trading. Bp employs hundreds of people to buy and sell oil. When prices are lower, they can save money to make more bets. Francine we have bp and total. Who did better . Will total had the bigger, higher number but bp beat expectations. Bob dudley will be the happier of the two ceos. Guy the refining operations where does the Lower Oil Price leave that. That is a total story. Will total is the Biggest Oil Refinery in europe and when prices fall, you put more oil in your car. Refiners outperform. What youre seeing is the resilience of the integrated mobiles. Your upstream does not do as well but you get some of that bacteria are finding and trading. Francine if we have the oil in this range between 50 and 60 will they continue to be making money out of trading . Will the big numbers, as oil falls. But low oil prices tend to allow people to make higher profits in trading. Bp expects to see a good performance of the Second Quarter as well. Guy does this better bp number make bp more attractive or less attractive for an m a story . Will i think a deal like that is not going to come on quarter to quarter numbers. What it does do is bolster bob dudley;s case and allows them to better prepare the company for the upside. M a industry will be german mostly by oil prices. If we stay low for a long time, that is where it gets interesting. Francine thank you so much for coming on. Will kennedy there. Guy santander has reported a 32 increase in profits. It saw growth in nine of 10 markets. Lets go to madrid. An impressive increase in profi t. Walk us through how the bank managed to achieve is under new management. Rodrigo well, one of the key things ana batin said in her earning Statement Today was that when they did their Capital Increase in january, she stressed that they wanted to do some kind of organic growth. What we have seen with these nine markets increasing their profit is exactly that. They of increased a lot of the consumer business, have loan provisions. And it ended up with good results all over the board except in chile, which had a decline. That is a key point. Their stress on finding how to grow organically improve the services they already offer. Francine the improvement in the spends economy is starting to have an impact on the results. Rodrigo that is true. I mean, come one of the keys with these nine markets growing was that the three top markets grew a lot. That is brazil, the u. K. , and spain. In spain, there. Is an increase in the number of new loans we saw things like 31st6 more loans for consumers. That is impressive because as we know spain went through a huge credit crunch over the last two years. This is starting to change and this is having impact because it is there core market. Guy the one number that stood out for me this morning was the big drop in npls. Is that going to become part of a trend . Rodrigo i would say so. In most of their markets, the nonperforming loans have ita s a ratio that has improved for them. It seems to be one of the key things. Spain may play a key part there. Francine thank you so much for joining us. Forom madrid. Here is a look at what else is on our radar this tuesday. Guy the office of National Statistics will publish u. K. Gdp numbers. The final piece of data ahead of the may 7 election. It will show the growth slowed for a thirds straight quarter. The median estimate is 0. 5 growth. Francine tech giant apple has reported a profit increase of 33 . The companys iphone sales in Greater China outpace those in the u. S. Booming demand for the iphone 6 and 6 plus is putting apple on pace for its highest annual profit since 2012. It will boost returns of shareholders by 17 billion. Guy the governor of the state of a maryland has activated the National Guard in response to riots and looting and baltimore. The unrest began after the funeral of freddie gray, black man who died after suffering injuries in police custody. Francine we will look at how the tech giant is reading in asain ian buyers. Guy it is the latest Major Economic data ahead of u. K. Elections. We are 24 minutes away from the gdp numbers. Francine africas richest man. We will hear from his plans to boost gas in nigeria. Francine welcome back to the pulse live in bloomberg tv and radio on bloomberg. Com. Guy it is a big day for us in bloomberg. The Bloomberg Business website launched this morning. It is the digital home for Business News from mainland europe and the u. K. Inthat means access to 850 Business Reporters analysts and economist within 62 bureaus. Francine that brings up todays twitter question. We want to know in one word what business is to you . You can tweet us. You can fill in the blank. Guy just one word. Now, lets move on. Apple posted secondquarter results fueled by booming iphone 6 sales. Demand in china outpace the u. S. Caroline in onwe word business is booming for apple. The are the numbers that remind you why this is the most valuable company in the world. 3 4 of ita trillion dollars is its market capitalization. The numbers were phenomenal. Cash being given back to investors. Profit up33 . Jumping by 1 3 notably sales is where its at. 58 billion. By the time i finish this report, they will have made another 1 million. They are making half a million every minute. This is what carl icahn has been calling for give us more cash. 70 billion is what they boosted their returns by and share buybacks and upping their dividend. Lets look at what is behind these numbers, these monster numbers. Because it is all about iphone sales. Six, six plus selling like wildfire. Not as much in the Fourth Quarter. But we had a post from china because of calendar day. That was their new year in february. Giftgiving rose 71 . There were more sales and china than in the United States for the first time. They say this is a significantly higher the most parts of the world. Max sales up 10 . It is not just about the phone. There are a few key challenges to be mindful of and perhaps this is why we are not seeing shoaares rally. We are seeing the dollars strength being pressure. We shouldve seen 33 growth in sales. We saw 27 . We saw the Dollar Strength nip out the international sales. Last bang for your buck. They are going to see perhaps more challenges yet to come. The hedges are expiring. That could hurt. Ipad sales. That was the last major category that they made ubiquitous before the apple watch. We are starting to see a cannibalization. Iphones are so large. Ipad sales down 23 . Tim cook sounding bullsih. Ish. We are selling market corporate. He is sounding that he things this number will turn around for ipad. Meanwhile, the watch. They have had a great response in terms of appetite. The customer response there for the problem is the supply side. This is a new category. Supply is not matching demand. That is the key challenge they need to overcome. A drag on margin. Not quite the profitable the apple watch. So far we are seeing stellar growth and they are giving money back. Francine thank you. Caroline hyde is with the latest on the apple that earnings. Guy lets get back to santander. We have the dean of the Robert Kennedy school. Good morning, david. Lets talk about santander numbers. How much is this down to the spanish economy improving how much is down to santander . David good morning. I think several positive news. We have seen growth and nine markets out of 10. So besides chile Everything Else has been going up. Spain was a big part of that. There was improvement in brazil because for a few quarters brazil is not growing as expected. So i think we have seen both very strong numbers from spain brazil and good numbers from the u. K. Overall, i think these are very impressive results. The challenging moment is now the european bank. Overall, very positive news for the markets. Francine how much does this have to do with the new chairperson in charge, ana botin . David i think the ceo always plays a role. I have seen more confusion and other banks on these changes in management. Deciding to go out of retail to concentrate on investment banking. We have seen that from Deutsche Bank. Investors are looking at because management is absolutely crucial at this point. The management in santander, is very positive. [indiscernible] so, overall, management, yes, it can take credit in this case. Guy we call them all banks, but how different is Deutsche Bank to santander. David i think it is very different that on one side Deutsche Bank tries to go away from retail banking. They try asort of to concentrate in other areas like investment banking. Much depends on what the regular pressure in the future would be in terms of investment banking. They stand to increase regulatory it becomes very difficult to work and make money in this environment. We have seen news to move the hq to hong kong. [indiscernible] in a bank where there is maybe a bit more, of a bit less cloud. I think the move from retail out of retail is the main difference between those two banks. Francine we are getting figures from Standard Chartered. Its up slightly. This is another bank that we understand is looking to relocate. If you look at the spectrum of banks what would be your Favorite Bank . David well, it is difficult. But i would like to prefer banks that have continued diversification. In a recovery situation or there is strong growth. In terms of banking, i would perhaps think with slightly less big names which are more focused [indiscernible] guy europe needs its banks, yet europe is bashing its banks. Standard chartered are expecting is having the same conversation as hsbc is. Deutsche bank struggling to compete with the United States. Their regulation makes it easier to compete. Is the european Banking Sector at a structural disadvantage now . David in a way, yes. If we compare that return equity with the results of a european banks compared with the american. There is a substantial gap. The reason why we want to own some of the european is with markets up challenges also represent opportunities. If you have a name of a good bank which would be in the next four or five years which have a good strategy, like santander for instance. There could be opportunities there. Of course, challenges remain because regulators are on a continuous move to make it even harder to increase leverage and make more money to banking. Francine thank you so much for that insight. Dean of Robert Kennedy college in zurich. Guy running to the Standard Chartered numbers. Efforts to derisk and build capital. There is nothing there about relocating. But i wonder if that conversation is going on behind the scenes. Francine that is what we are hearing, at least. The share price down 1. 8 . The buzz of greeces bailout the greek Prime Minister hinted at a possible referendum. Is it in the cards . An undesirable development, one that lead to a fallout in bankruptcy would be a failure for ms. Merkel a failure for europe and a failure for us. There is a different measure of success for ms. Merkel and us. Because you see they have a public opinion. They are feeling the political cost. She is trapped in her political weakness to admit that for five years greece followed a program that proves to be a failure. Francine that was alexi tsipras. Greece is its bailout team. Guy but is it a step forward in unlocking aid from greeces creditors . Joining us is our Athens Bureau chief. Nikos he looks like he is being sidelined. A reshuffle of the negotiating team. Walk us through the significance of this and what mr. Tsipras is communicating. Nikos the greek Prime Minister was asked about this. He said that mr is an asset for the government. That is just words. What happened is that tsipras decided to limit the duties of mr. Barafoukis to the political oversight of the whole process. The daytoday negotiations with creditors as of today would be carried out by greeces Deputy Foreign minister. And this is definitely a signal that mr. Varafoukis will not be in the loop anymore. Francine nikos, did the Prime Minister hint at a referendum in this interview that he did yesterday . Nikos well mr. Tsipras expressed confidence that the deal is close. Yesterday markets were jubilant after the news on mr. Varafoukis being sidelines. But he said that if the final deal on the table is not in line with his own partys campaign pledges to end austerity, then greek people may have to decide on whether to approve it or not. This is not the first time that the government hints that it may hold a referendum. Tsipras knows that any agreement with creditors would require concessions. And his own partys back ledgers are not in the mood to approve concessions. Some of his cabinet ministers are not in the mood to approve concessions. So a way around the problem is a referendum so that mr. Tsipras can say, listen guys, the people gave us a mandate to approve this new deal. The challenge for mr. Tsipras is how to keep banks open. As soon as he calls a referendum that may result in greeces exit from the euro area. Guy walk us through that referendum process. Do you thnk he think he could win it . It depends on the concessions. But how clo with that referendum bes . Nikos tsipras said we are not going to reach this point that we need a referendum, but what he said my mandate is to and the policies of austerity p. If creditors offer a deal beyond my mandate, then this government cannot approve it. We will have to as the people to approve it. So we dont know if we are getting close to this point. Mr. Tsipras said no. But well know more by next week. Guy ok. Francine thank you so much. Joining us from athens. Coming up it is the last Major Economic data out of the u. K. Before the general elections. Guy uk gdp numbers. Before we get to this number, check out this chart. Big revisions. Francine it is the launch of the Bloomberg Business europe website. We want to know in one word what business is to you. Businesses is opportunity. Francine welcome back. Breaking news. U. K. Gdp below expectations. Guy . 3 versus. 5 was the headline read we are getting. It looks like the Service Sector has been slowing down. We were expecting construction to be weak. The pound is suffering as a result of all this. Number has political significance as we head into the general election a week away. Almost now. It will be interesting to see how the politicians react to this figure over the next hour or so. Francine lets get more on that figure and what it means for the election. We are joined by an ing senior economist. This is the data that will be reduced and viewed. James thats right. It is disappointing. Its not a great story. We know that january was a soft month. Soft for construction and manufacturing. But Business Services we have been seeing in terms of survey evidence have bounced back since february and march. There is possible scope for an upward revision. The gdp only uses 40 of the total data. I think this should mark the low point. The Second Quarter is starting on a stronger footing. A bit of disappointment but i think we are moving back in the right direction. Guy the pmi are pointing to a nice pickup. Can i believe it . James we have seen gdp provisions as you showed in the chart we tend to see these revisions come through up to a couple or two or three years later. They do tend to reflect the pmis. It is not just the pmi. We look at the surveys. They pain t an upbeat picture as well. The survey the bank of england looks at these numbers together. It looks that all the survey evidence and it will come puup with a more upbeat view. Francine how does this affect the elections . James it is useful for the opposition parties. We need something to change. But i think the underlying story on the u. K. Economy is good. Consumer confidence at record highs, employment is rising. Wages are picking up as well. This is only one number. Their other indicators that are painting a much better picture. Guy we are getting the spin being put out. George osborne tweeting. Good news for the economy. The economy continues to grow. This is a critical moment. Im reminded you cannot take the recovery for granted. So osborne quick on his toes in terms of the message he is delivering. Can we take this recovery for granted . James the momentum does seem to be with it at the moment. It can gain a bit more momentum. The european story is looking positive notwithstanding the issues of greece. First quarter, u. S. Gdp is going to be awful to market the underlying story is looking ok. Employment is up, wages are starting to rise. This is globally more encouraging for the u. K. International markets. The domestic story is moving in the right direction. Still looking for 2. 5 to growth this year. 3 francine when are we expecting the first Interest Rate hike . James the election is such a big cloud. We may not get clean election results. If to we have to have another election a few months down the line, that could start to erode consumer confidence. My main concern is investors. In the uks case, for direct investment is so important for the economy. 20 of all investment spending. For Investor Sentiment is so critical. If the political situation drags on, it starts to make foreign businesses more cautious. If that is the case, it will push back that rate hike story. Guy do i need to worry about the current account deficit . James id be less concerned that a lot of people. The trade balance is moving in the right direction. The main concern is we are not producing oil and gas anymore. But the underlying trait story is improving. The big issue is on the primary income. The u. K. Is making weak returns on its foreign investment. If you look at european bond yields negative. There is not a lot the u. K. Can do about that. The underlying growth story is good. And the trade balance is moving the right direction. We can let it roll for a little while. Francine for traders out there, the next 10 days we are going to see a lot more volatility or are we now kind of facing a Hung Parliament it will not make much of a difference . James i think it could increase because if you start to get to the point where the market is anticipating another election because of you look at it ever way you break it down, you do need the s p. So far, they are willing out. If they continue to roll it out after the election, we could be forced to have a further election couple months down the line. That uncertainty can really sap investor confidence, foreign investors, and i think that could really weigh on sterling. We could see a push below 1. 40. Guy one of the features of this election has been a focus on the housing sector. A lot of focus on supply but more on the demand side. Construction has been a little bit weak. Is there any evidence that in the next Parliament Maybe we will start to see some of the promises being made during this Election Campaign be delivered upon and delivering better news for the construction sector . James i am really not confident on this. England, if you look in england, it is the most densely populated countries in the entire world. And getting against planning permission lost it is going to be difficult. Then you have the problems that concentration of that growth in london. The London Employment has risen 13 since 2010. Employment outside of london is 2. 5 . It is a concentration issue. I do not think there is the landmass and scalability to get that Real Solutions coming through. Francine james think so much for joining us today. Senior economist at ing. Guy the other top stories of bloomberg. The Nepal Earthquake is in his fourth day. Hospital workers are struggling to treat thousands of wounded. The death toll has risen to 4300. The Economic Cost to the worst earthquake in decades could reach 2 billion. Francine bp has reported profits that beat estimates. First quarter adjusted net profit was 2. 6 billion dollars ahead of the estimated 1. 2 billion. Bob dudley is setting the company up for a longer period of Lower Oil Prices by reviewing new projects and selling assets. Guy Banco Santander profits rose. It saw growth in nine out of 10 markets which pushed net income to 1. 7 2 billion euros. Francine Standard Chartered missed estimates. The bank recently hired bill winter to take over as video after peter sands struggle to reverse two years of declining earnings. Guy coming up, an exclusive with africas riches man. He wants to quadruple the supply of gas with in nigeria. Details on how is going to do it next. Francine welcome back to the pulse live in london. Guy africas richest man plans to quadruple the supply of gas within niger. An exclusive interview says that he will invest 2. 5 billion to a pipeline to boost supply. Mr. Dangote gas, which will have all supply of gas is. One billion we want to quadruple that pit we want to take it to four billion. Francine he says a low price is not a problem for nigeria. Mr. Dangote you have to remember oil at 60. In nigeria is doing what is right. We dont need oil at 110. Because it is not really a realistic price. Guy for more on dangote we are joined by the emerging markets editor at large. Now gavin, it is interesting. Dangotees perspective on oil and the investments he needs to make despite what is happening in Energy Markets which is had impact on his overall wealth. Gavin dangote personifies what is happening in nigeria. This is a guy whose wealth rose usually during the boom swwe saw during the past decade. Now we are seeing his wealth fall off. We saw plunge last year. A big plunge this year as well. The biggest billionaire fllall after warren buffett. This is also a man who, most of his investment is outside of the oil sector. It shows you the impact that oil is having a nigerias economy. That is what he is trying to do build up the supply of energy into the economy so that nigeria can diversify. Francine you have visited his headquarters in lagos. Can you put todays news into perspective with what you saw . Gavin the headquarters is this diverse hub of activity. You see people running around with boxes of noodles and discussing oil investments. It is very diverse. What you are seeing from dangote is a push to really expand Energy Production because that is what he needs for his own investments. For cement to thrive, it depends on economic development. To have that growth, you need oil. Guy he is trying to bring energy into the Central Business district of the nigerian economy, lagos. How big differencea is it going to make . What hes proposing, what will it mean . Gavin the potential for nigeria is used. In my book, it comes out as the number one pick of the topperforming investors it that is because it has got this massive population. 170 million. It is going to overtake america by 2015. A massive young population. What they are lacking is infrastructure. It goes for transport but it also goes for energy. Power cuts are regular. Parts of life in nigeria. It is very difficult to start up a business without very costly expense of having a generator in your backyard. Francine think you so much for that. Bloombergs emerging markets editor at large. Guy right. Lets take a look at bloombergs top headlines. Angela merkel says she expects eu sages against russia to be we knew. It came after leaders held talks with eu kenyan president. The ukrainian president. Francine daimler has reported a 41 growth in firstquarter profits as demand former city spends outpaces rivals. As demand for mercedesbenz outpaces rivals. Guy in an interview with bloombergs ceo, hes voiced his support for britain remaining in the eu. I cannot imagine a europe without the british. With all the strength that you can have in this region if we stand strong together we can be a force of the world. So it is my passion for an integrated europe that makes me say that. Francine now, still to come ia s a bunga bunga deal likely . Nothing is confirmed. It is a great bloomberg scoop. Guy i am not sure that he is going to want to call it the bunga bunga deal. Francine you never know. Francine welcome back to the pulse. Guy now, the Worlds Largest producer of aluminum. Lets talk about that. Francine he says hes no longer interested in being the biggest. He wants to be the worlds most profitable. In disagreement with his american rival alcoa. In an exclusive interview, Ryan Chilcote sat down with rosols ceo and asked him about the ruvell. Ryan the ruble was the worlds worst performing currency last year. It is the best this year. How is the rubles rise affecting . The business will help us a lot but not only declining of ruble will help us but because 70 of our cost is in the ruble. Not only this because they are declining and we succeeded in the Fourth Quarter. [indiscernible] in the First Quarter we could see another decline. But not only because of rubles. Because of a serious program to push the cost down. So we are going to follow that. Ryan the ruble is strengthening. Slightly. I do not think it is a long term. I still think at this level of oil price and this level of russian economy, i think the ruble should come back to 65. Ryan where do you see russias key rate after the Central Bank Meeting later this week . I think they will decline this. Ryan what would you like to see . As low as possible. It would definitely help. I more care about our customers. In russia, because for them, it is important because they have to finance or walking capital theyre working capital. The high rate killed that. Ryan what effect are the sanchez having on roso the sa nctions having . Not seeing any pressure. As a company, we do not feel do not see any pressures from the sanction situation. But contrary, the situation can help us a lot. Ryan import sub substitution, the idea whereby Russian Companies produce some of the things that are being imported right now. You are saying that as a result of sanctions that is doing pretty well. Absolutely. That is exactly what i was trying today because the to say because they are paying a lot of attention to import substitution. It is now interest to maintain the russian economy, to substitute as much aluminum as we can and increase the russian demand. Can supply quickly with better quality and better premiums. That is good for us. Guy lets go from metals to media. A berlusconi deal. The vivendi chairman is interested in acquiring all of berlusconis media set. Matt breaking the story. Francine how likely is it we are going to get some type of deal . Matt sadly, we are not going to be able to bring out all of our berlusconi jokes yet. Vivendi has a huge amount of money coming in from asset sales. Vivendis chairman, a french billionaire, loves italy. Wants vivendi to be a power in southern europe. One of the options he is looking at is is a tie up with media set or the media set premium. There are a lot of moving parts. One is media set is controlled by berlusconi who is not planning on going anywhere anytime soon. You need to come with some kind of lotus vivendi Modus Vivendi with berlusconi. Guy that was a good joke. Matt something that would be more palatable to berlusconi is a deal on the paytv site. Guy put int in context. Matt vivendi has lots of money. It seems to be heading toward more of a traditional media and content operation than dabbling in telecom which is what it used to do. It became largely a telecommunications company. Now it is a media company. One big question is does vivendi want to go back to hollywood to make big plays on american content . It has tried that before with mixed results would be the best you could say for it. But certainly that is a big possibility. Another one is doing more within the u. K. And france and germany. Francine we are going to see more consolidation . Matt it seems like a. One of the argument to hear from people in the industry is if i run a paytv network in europe my competitor is not the other guy running a paytv network. My competitor is netflix, and google and amazon. That tends to argue in favor of scale, having to compete with a giants coming out of silicon valley. Francine thank you so much for all of that. Matt campbell reporter at large with a great scoop that we will be talking more about today. Guy for those listening on bloomberg radio, the first word is up next. For our viewers, the second hour of this program the pulse. Francine we will talk about oil. Bp and total. We will look at m a in the second. In the scector. Guy it is a big day for us as we launch the Bloomberg Business europe website. It is the new digital home for Business News from mainland europe and the u. K. In the emea region alone, that means youll be able to get access to 850 Business Reporters, analysts, economists and spread across 62 bureaus. That gives us a huge reach and huge influence in terms of being able to show you some of the great business stories out there. It does lead us to our twitter question of the day. Francine we have had some great responses thus far. In one word what is business . Tweet us. Business is fill in the blank. It only has to be one word. Guy what is the first word that springs to mind when you think of business. Let us know. We are going to take a break. Tweeting the ceo of telefonica uk. Business is opportunity. Francine we have had some good responses. We also had business is energy. Business is keeping you and your environment happy. That is not one word. Guy one word. Francine just answer with one word. Tweet us. The pulse. Guy businesses bloomberg. Francine bp and total beat estimates. Guy uk gdp slowed down. It could have been political applications. Francine state of emergency in maryland as rides iraq after funeral of a black man who died of injuries suffered while in police custody. As riots in baltimore after the funeral of a black man who died of injuries suffered while in police custody. Guy a warm welcome to those waking up in the United States. I am guy johnson. Francine i am francine lacqua. Guy we begin with oil. Bp and total. The companies have beaten expectations. Both reporting profits of 2. 6 billion for the First Quarter of 2015. An increase on the previous quarter. Lets discuss the results with bloombergs Energy Industry consultant. What do we get out of these figures . Where do they do a . Bp is the stand up. Its earnings were more than double what was expected and that was driven by the performance of the refining and their trading operations. Francine so if you break it down, how much does it have to do with trading . Is it more than 50 50 . Will they are shy about talking too much about what this division does but they did note it was a much stronger performance in previous quarters and they were using 1. 4 billion of working capital to buy oil, store and sell it. They are working this division hard. Guy this is how it integrated oil company is meant to work when lower prices are in the upstream, the downstream does well . Ian people that were calling for the breakup of bp got egg in their faces now. This is the First Quarter when i can remember the downstream outperformed the upstream in terms of earnings. I have been covering it for quite a few years. Francine total vs. Bp. Which is the standout . Bp. Iain i do not cover total as much. I did notice the upstream is better in total where is the upstream in bp was worse than expected. Offset by the good downstream numbers that will talked about. Guy does this change the m a regarding bp . The fact it is doing reasonably well and the integrated model is working must give dudley some credibility. Iain you are right in terms of bob dudley. There is more support for him to remain independent rather than the takeover story. The takeover story itself you are not going to buy bp because of his downstream. Youre going to buy because of upstream operations. Will we should look at some of the hurdles in the way of a takeover. You had interesting story yesterday that the British Government is not going to just sit back. The real problem is you only have it by one company realistically. The only person who knows whether this is on the table is the exxon boss. Francine on that story, how much we are 10 days away from the election how much is this political noise . How much do you think of possible government would stand in the way of a takeover . Will any government would be reluctant to see one of the country leading companies and we are very longstanding links with the establishment. It used to be a state owned company. Anyone would be reluctant to see it fall into american hands. Guy shell . Can i take away anything from bp and put it into that . Iain in terms of the shell, the operations and in shell, its more in europe and asia. Although the margins and europe are quite good, the margins and asia have been poor. Because of the numbers of refineries that bp has got rid of. North americas where they are doing extremely well. Because you were talking about the downstream with regards to marketers. You should not dismiss the fact they talks about often optimization. Making sure refineries are working at a high capacity. It can only do well when youve go strong demandt and she product. They cheap product. Will bp does not get enough plaudits for how early it restructured its refining products. Total and shell are left with old refineries which are making a bit of money now but may become a problem down the road. Francine what is your basis option for oil prices . Iaian we are going to improve as the year goes through. End of the year, i can see something 74, 75. I have cut back because the First Quarter was much worse than i thought it was going to be because i made my expectations in december. I think roundabouts 52, 63, an average for the year. That set this up nicely for that 75 going towards 80 towards the end of 2016. Guy where does that favor . If im looking to invest, where does that point me in the direction of . Is it the integrated . Does that start to give the upstream more Production Companies a little bit of a boost . As valuations are being hit. Iain it all depends on how will the companies youre looking at have control their costs. I have said before that 80s de al is the old 100. Where you can see the light at the end of the tunnel getting turned getting toward that longterm 80. You look at the expectation that shell has put in for the bg proposal. You will need that longterm 80. I got shell as an outperform. It is a good deal they will end up having with bg. Get the volume growth. And you get a rising price then, and a 6 dividend yield it sets up a good combination. Francine we had a great story a couple weeks ago talking about the fact that were hearing noises from chinas biggest refiner that we may be reaching peak oil in two years in china. This is something you think the oil majors are looking at realize but do not want to see . The implications are huge. Will it is a hugely important story and i think it is a january surprise to the oil companies. We asked bob dudley about that story and he said, are you sure those numbers are correct . Across the commodity space, a lot of these companies have to grapple with how the chinese economy develops and get used to the fact that the exponential growth in demand we are seeing is over. Guy how do you build a business for that . We are looking at the bp business, the total business doing well because there is enough demand for its products to come out of the pipe and delivered into motorcars or whatever else. If you still think demand see demand weakening offf, whe where do i position myself . How would you build an oil company for this new age . If you would start with a fresh piece of paper, what would it look like . Iain probably closer to that of shell rather than bp. Although, shell has got its refineries in the wrong place. In north america rather than europe and asia. The chinese demand is going to tail off. A lot of that chinese demand was based on the fact the Manufacturing Sector was desperately in need of diesel. Because they could not depend upon the para sector. Building a new plant wind, solar. That is starting to get taken care of. You can see why that is going to where that is coming from. You have places like india where the demand for automobiles is starting to rise again. Im pretty sure that demand for automobiles in china is rising. You have got a situation where there is still good demand underlying demand for the product itself. So yea francine what youre intimating is that you are not too worried about the chinese slowdown even if you have the oil in two years . Or does it mean that in two years, the oil majors cannot by definition be outperforming any other sectors . Iain in china . Francine in china. If the chinese demand is not doesnt rise, the very model of these oil models is in question. Iain in terms of demand. The interesting thing is that i think what is happened in the Global Economy at the moment is that china is still growing 7 which is good. But the engine is north america. And north america does not seem to be coming off a cliff at the moment. It is still being stimulated by lower Interest Rates, cheap money. In terms of and also lordwer o il prices. It means year on year, the flal in the fallin the gasoline price only 30 rather than 50 . Will the other part of the picture is gas. The shellbp deal was a big play on gas. One of the things that shell is doing is saying oil, we are not sure where demand is going but we are confident that gas which produces less Carbon Dioxide may be a better bet when we look at growth. Guy i feel r3emiemiss having a conversation about bp and not talking about russia. Will precisely. Guy today, we are likely to see a reconfirmation that sanctions will be in place for some time. How does dudley deal with russia . It has been such an ongoing problem. How does he worked his way around this . Other businesses performing well. Does he forget about it for the time to . Will the answer is patience. It was always a longterm play about being the future of russian oil and the arctic and shale. That is not going to happen. The issues are political. How does he keep people in moscow happy while not annoying politicians and the west too much . That is a delicate balance. Iain guy there was almost nothing. Iain there was no extraordinary items. Given the fact in the Fourth Quarter they started other problem with the ruble. Nice job on that score. I think with regards to the importance of rosnov to bp, i so like a broken record, it is about 4 not affecting the dividend. Guy the dividend covers there. Move on. Iain i thought the dividend was a highlight. But you look at the cash and Cash Equivalents. Given the fact the oil price fell 50 year on your. The cash and Cash Equivalents was up 4 billion. The dividend in the quarter is only 1. 8 billion. Guy nice cover. Gusy, thank you very much indeed. Guys, thank you very much indeed. Francine here is look at what else is on our radar this to say. Uk gdp data shows growth slowed more than forecast in the First Quarter. The 0. 3 pace was half the rate of the previous three months. And marks the weakest expansion since the Fourth Quarter of 2012. It is a potential blow to David Cameron that his conservative party is best placed to manage the recovery. Guy applye has reported a quarterly profit increase of 33 . Its saw iphone sales in china outpace the u. S. Apple on pace for his highest annual profit since 2012. Apple announced it will give money back to shareholders by 70 billion. Francine the governor of maryland has to cleared a state of emergency and activated the National Guard in response to riots and looting in baltimore. The unrest began after the funeral of freddie gray a black man that died after suffering injuries in police custody. Guy is china apples new core . We are going to look at how the tech giant is reeling in asian b uyers. Francine Nuclear Talks begin again. We will look at the chances of success. Guy a big fight over the weekend. It happened in the middle of the night in the uk. And Manny Pacquiao square off on sunday. We will take a look at the number for saturdays fight of the century. Francine welcome back to the pulse live from bloombergs European Headquarters in london. Guy apple posted results fueled by booming iphone 6 sales. For the first man demand in china outpace the u. S. Caroline lest you forget why this is the most valuable company in the world, lest you forget why it is worth three quarters of 1 trillion. Apple is handing money to investors. Lets look at the numbers because they are stellar. 33 uptick in profit. They are pulling a 13 billion. In terms of revenue around the world, 58 billion. Up 27 . By the time i finished talking they will have raked in another 1 million. And capital being returned. This is what carl icahn an apple investor, wanted to see more money to the investor. They are getting 70 billion more. That is 200 billion in total in a payout program. That is coming at shares, buybacks, and dividends. The driving force. It is the iphone and its china. The iphone 6 continuing to sell like hotcakes in the fiscal Second Quarter. They did well in the run up to the christmas period. With giftgiving at christmas time. But this time, it is all about chinas new year that helps drive up sales 40 in china alone. 71 increase in sales. China was bigger in terms of sales then the United States. They said it is significantly higher than most parts of the world. Finally that tie up with china mobile is making sense. Other products doing well. Mac up 10 . In line with analyst estimates showing they are not a one trick pony. They have other products Everyone Wants to buy at the moment. A few challenges, though. Phenomenal 58 billion dollars in terms of sale. It couldve been better. It couldve been better than 60 billion. But the strength of the dollar weakened the amount the bank for your buck that you get when you bring home your international sales. Like many with seen microsoft all hit by the strength of the dollar. So, too was apple the next quarter could have more pressure. The hedging could expire. It could mean more challenge. Ipad sales. Theyre frozen doing well. But ipads, their phones are doing well. Ipad sales down. Tim cook trying to sound bullish about the ipad. In fact he thinks businesses are going to start buying ipads. Remember the tie up with ibm . He says, we will return to growth. I cannot type exactly when yet. Meanwhile, the watch what everyone is waiting for. The supply side is an issue. Demand is there. They do not have the supply lined up. It will drive down the margins. Allin in all, stellar growth. Have the shares peaked . Francine thank you so much. Caroline hyde on the latest on the iphone and ipad and apple. Guy if you happen to have any of those devices and youre interested on an update on what is happening in business, we have something for you. We are launching Bloomberg Business europe, the website today. We want to know as a result in one word and the one word is critical what business means to you. Tweet us. Francine welcome back to the pulse live on bloomberg tv and streaming on the ipad and bloomberg. Com. Guy lets talk about standard charters numbers missing this one. First quarter profits not what they could event the numbers did not live up to expectations. Bloomberg News Reporter Stephen Morris joins us now with more. Lets talk about the numbers first of all. We have a good man a new management team. To what extent are these numbers irrelevant . Stephen a lot of people have said this is a holding pattern. Until bill winters come in in june. It highlights the scale of the task ahead for the new ceo. Pre tax profit was down 22 . Francine did they say anything about finding a new dollar plan . Stephen their finance director was very coy about their future plans. They said that the increase to the u. K. Bank levy was significant. Stop short of going as far as h sbc said last week about whether will be headquartered. But it is on the table. Guy in some ways, they should be delighted with these figures. If you want to start off, you want a low base to start off from. That delivers it for them. Stephen it does give him a celines a clean slate. But i could imagine he wouldve wanted them to be a little bit better. Francine bill winters come in, and his Top Priorities have been laid out somewhat. Corporate governance. Propping up capital ratios. Is there anything you have been hearing about what we should be watching out for . Stephen keep a close eye on their costs. Standard charters runs a global operation. Dinged by regulators several times in the past. Trying to get the compliance and process systems under control to stop multibillion fines coming from the u. S. And trying to get the management more centralized. Keeping a close eye. P guy hsbc they go to hong kong. Where would Standard Chartered go . Sptephen they have a large base in singapore and hong kong. Whether hong kong would want to have the two giant ganbanks coming to them, im not sure. Whether singapore is large enough is another question. There are other locations australia, canada, places like that. They give us no guidance on this yet. Francine Stephen Morris there. Bloomberg news banking report. Guy is a referendum in the cars for greece . In the cards for greece . We will have more details on that story. Francine a reminder you can follow us on twitter. The question of the day as we launch our new bloomberg dismissed europe website, what is business . We are looking for a oneword answer. Bloomberg is the future business is energy. Tweet us. Francine welcome back to welcome back to the pulse. Bob dudley is set in the company up for Lower Oil Prices by slashing spending and selling assets. Guy profits rose 32 . That pushed net income to 1. 72 alien euros. Billion euros. One division reported lower profits. Itjonathan frank was down by 6 10 of 1 . This morning is a story of stocks and record earnings. Youre blinded by the index moves. The biggest gain this morning is bp, crushing estimates. The numbers came in at ws miss this morning for profits. It was a strong beat. The dax it was a story of two companies. The biggest year was daimler. Revenue was higher. They are up 1. 76 . Commerzbank was down by 4 . Investors clearly do not like that idea and it is trading lower. Let me show you the bond moves. We talk about german on yields a lot. Lets talk about french bond yields. It went lower than that this morning. That is because the ecb has a low tolerance level. The level is 2 . That is where the french two years were this morning. There are a couple of headlines supporting that this morning. One trade i am looking at the pound is dropping off against the dollar. Gdp comes in at 0. 3 . This is the weakest quarter since 2012. The word at the top said a temporary. You can talk about this number all day until you are blue in the face. We are basing this on ultimately including in the final reading. We could get revisions. This is the last major piece of Economic Data before the election next week. Its bad news for David Cameron. It back to you. Guy it depends on how you spin it. The recovery is still fragile. Dont give it to the other guy to method up. I was about to say. Jonathan three quarters of slowing growth, let them play with it. That is the first reading. Its up to them what they do with it. Francine i love Jennifer Ryan one of our reporters upstairs. The way she put it was we are starting to see the beginnings of it. Guy we will find more about that story a little bit later on. She will be down here on set. It francine greece is reorganizing its bailout effort. Is it a step forward in unlocking aid from creditors . Joining us is marcus. Guy butts talk about whats happening. What can we read into it . Guest we talk about politicians use and abuse, i feel thats what it feels like being the greek finance minister. Suddenly he has been sidelined. There is a lot coming to the four. It this is a guy who has been involved in february. He is known by greases by greases creditors. He is a man, he is not that different. This does not really change anything. That said, may be is personality. Maybe it is a step forward to make a difference. Francine we have spoken to him on the program a couple of weeks ago. How much do we actually know on where he sets . Is it important . Is it something at the moment its not coming into play . What can you tell us about the referendum . Guest to start with hes not considered more progressive. This might seem strange. You have this leftwing party, but we can talk about actions within the party. Given that the rightwing faction is leftwing by any other standards. He is certainly proeuro. You do have the leftwing core of the party who advocate more strongly the euro exit. The substance division between the french remains. On the referendum, it was the strongest indication that he gave that he might have a referendum. The senator that disappointed. He said that certain things were promised in february in terms of relieving the liquidity situation in greece. They were elected on a mandate and thats the mandate that they have. That could mean a referendum. If it comes to that, the people will have to decide. This is an indication that if it comes to a referendum. Guy thank you for your analysis. He is joining us from athens. Francine john kerry paid a visit to an iranian district. Guy lets go to our international correspondent, and nichols. This sounds like an amazing incident. Hans i cant think of any secretary of state going to an iranian district, its between a sovereign territory of ironic and under territory control. Its remarkable he went there. He meant to show a signal that the thought is not just about Nuclear Talks, its about relations between the two countries. The challenge is his critics in the senate. There are plenty of them. The final deadline is june 30. They will seize on this that he is too friendly toward iran. Guy thanks very much. Hans nichols on amazing events even though it happened on the upper east side. Francine a state of emergency has been declared and the National Guard has been called out in all four. We are joined by elisabeth. How a diskette of control . Elizabeth police say they were prepared for this. They have been monitoring social media. These students were posting and planning this unrest yesterday. The problem according to the Police Commissioner is that even though they were prepared and had officers in positions, they were outnumbered. According to the commissioner he said that some of those kids thought it would be cute to throw bricks at officers. The crowd got bigger and bigger. The local police were outnumbered and the situation as you saw in the video got out of control. Guy the man who died in freddy gray custody was freddy gray. How has his family responded . Elizabeth yesterday was when they buried freddy gray. This is when the unrest broke out. The family held a press conference late last night and they said this is not what he would have wanted. This is not what they want to see. They want to see justice or they want to see a responsible and unbiased justice. They say we have spoken with our words and our hearts. They are asking the protesters to do the same and keep the protests peaceful. Francine back to you. Francine thank you so much. She is joining us live from baltimore. Guy we are going to look at what the uks latest gdp figures mean for the election. Join us for that story. Guy we are just nine days to the general election and united kingdom. Lets a good the gdp figures. And edwards joins us. Or the politicians making of these figures . Anna the figures are already being used and abused. David cameron is in north london making a speech and talking about how we cant take it for granted. We cant take growth for granted. You can see that figures on the screen. 0. 3 is the new figure that we just got. 0. 5 was the estimate. It was below the last quarter. He was facing a lot of questions today about what this says about the economic recovery and the strength of the economy. That is one of the key planks of the conservative campaign, the economy. He was trying to turn this to his advantage saying that it means we cant take growth for granted and we should not take risks on the economy. It was interesting what he said. It was also interesting the way that he said. He has been criticized for not talking to real people. This time he was really going out of his way in this particular business visit to talk to real people. He said that he wants a talk to real people. If youve got a point to make then do so. He is trying to energize the debate. There is just nine days to go. Francine whats on the agenda today . Ana the liberal democrats could swing either way. They could do a deal with the tories or with labor. The new bit of information is that he wants to introduce something called a stability budget in the first 60 days. He says the markets are already nervous around what a new government will mean. He says this will be a good way to demonstrate that any new government can be secure. One of the scottish parties has been talking about how they would not back tory welfare cuts. If anybody is thinking they would fit easily together, there are issues to sort out before that could happen. That is on the agenda for today. We have a busy show. Francine thank you. The politics show is on in 14 minutes. Guy we are joined by jerome. When we talk about gdp numbers and the focus of this economy being very much on a new idea from the labour party, coming from the incumbents where do you sit . What if he taken away from the Election Campaign thus far about how business should be reading the outcomes . Jerome i think thats not good enough. We have some major problems in the u k apart from 500 debt to gdp. Weve got to reduce that. It i really dont think you have much choice. There is no chance of having a splurge physically. But i think is important is we recognize that we export hardly anything. With the state of our finance industry, thats not going to go past. We have a massive deficit. We are also exporting to the wrong parts of the world. Emerging markets are 56 of global gdp. We cant ignore that as a peripheral part of the world. We are so navelgazing all the time about europe. Whatever happens to europe is not the big issue. The big issue is can we engage with the rest of the world . We should become a nation of servicing the growth economies of the world. If we dont start living within our means and exporting to the places in the world where theyve got huge growing consumption 85 of the worlds population and Massive Gains in productivity growth. That is where we should be targeting. We are not. I am president of the university and we have enormous problems recruiting students. Its a huge export business higher education. Where are we in promoting that . An indian student has enormous problems. Francine its not the same as exporting to an emerging market. I would argue its different. jerome if you look at the money francine this is something that is more prone to a more developed economy. Jerome we are good at certain parts of manufacturing. The Manufacturing Base has not disappeared. Manufacturing is a good way of adding longterm productivity. There is a real case for more engineering and productivity coming from manufacturing. Our big export businesses are Still Services and we should be promoting those as well. We are not exporting much at all. We are also consuming much more than we are earning in this country. We have to adjust our expectations. The election is coming at a very difficult time. We shouldve had this debate 10 years ago and now weve got this huge deficit. The government policy is to try and prevent another crisis. I do think weve done enough to do that. We will also need to reduce that number of debt. Guy you talk about highend manufacturing being one area, we do highend engineering. We also make Downton Abbey and things like that. How do we focus on what we are good at . Is this the sort of idea that we need a broad reaching industrial policy that teaches every kid to code . Are we being focused enough and what we are doing . Jerome there was this debate going on about picking winners and it doesnt really work. You wind up like we did with our car industry. Thats very different from finding conglomerations and making sure there are not bottlenecks in the way. I think thats what we need to be doing. We need to be doing that and continuing to do what we do in highend entertainment and the film business. There are other areas or we are just not focused on that. The Exchange Rate is too high as well. Once you start trying to engineer that, it can get out of control. I think we need to focus on the emerging markets, where we are getting our business. We have not done that. We have focused 10 times as much coverage on our relationship with europe. I find that bizarre. That is a reflection of what im saying. It shouldnt be. Guy the u. S. Is the emerging economy at the moment. Jerome the number of people on food stamps in the United States has gone down from 47 million to 46 million. It is not the engine of growth. They have a big problem just as we have. They have them basel the world and the world into thinking theyve got less of a problem and to an extent they do. The idea that they are out of the woods is not true and they are still not the emerging growth. Its much safer because these countries dont have these huge debts that the u. S. Still has. We also talk about money illusion. If the confusion of a currency or ignoring the value of a currency as a price like any other. Anything has currency risk. There is no stability, everything has risk. The dollar is one of the riskiest currencies in the world. They just had a massive rally and its a bubble. Francine there are so many Structural Reforms needed in the emerging markets. We are going to get you back on. Guy we will be back in a couple of minutes. Francine welcome back. Tweet us. Fill in the blank. Guy businesses opportunity. I have heard of times. We have some great responses come in. Keep them coming. Francine thats it for the pulse. For our u. S. Beers, its bloomberg surveillance. This is bloomberg surveillance. Guy Tom Baltimore calls up the National Guard. Apple generates cash and more cash the dividend is 11 . Good morning everyone. This is bloomberg surveillance. I am tom keene. Joining me is Olivia Sterns and brendan greeley. Olivia lets get to our top height lines. Troops of moved into baltimore overnight. Riots arrested after the funeral of a black man who died in police custody. Demonstrators threw rocks and bottles at police and injured 15 of them. The sister of freddy gray urged protesters to make their point peacefully. I dont like it at all. Olivia

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