Richard burge, chief executive of the London Chamber of commerce and industry. Great to see you both, thanks for being with us. A lot of questions coming into us this evening. Andy i will start with you. This is from maureen lindsay. She says i am over 70 years old but still work, will i be able to continue to do so . Good question, the government has not said do not go to work at all. It has just said do not go to work at all. It hasjust said dont said do not go to work at all. It has just said dont do unnecessary travel and work from home if you can. These decisions have to be made between employer and employee and they will be deciding what the risks are like. If it is a case of being over 70, it is a tougher call because obviously the government has asked for people in that age bracket to stay at home. Its attending to the of device that is specific for your age bracket and wayne against which are employer and they want to do. When Boris Johnson made that an sina do. When Boris Johnson made that an s in a couple days ago he did say that there would be people who would be over 70 and fit who would find this news shocking. Richard let me turn to you. This is from yasmin in stockton on tees. Will self employed people be entitled to sick bay of a possible lock that was my we dont know and we need to make sure that they are. These people are just important as. You must make sure you get sick pay. I will be asking the question tomorrow. No mention of the self employed members in the chance was comments today. But we looked at the detail that he wants to engage with Business Leaders and communities and we will engage with him on those issues. He will be giving a statement in the commons open a bit later on today, that will be carried wife here on the news channel and he may make mention of those were self employed. Another question andy from andrewjordan. He says as a self employed taxi driver. Car rental charges still need to be paid. I dont have answers to these questions because the government doesnt have answers either. The self employed is a big gap in provision and there have been calls from various economists for the government to extend statutory sick pay so if you did have to self isolate you would at least be getting your £91; a week rather than nothing at all. In those circumstances if they do decide to extend statutory sick pay, that would be of some help but still a massive economic shock when you think of how the average wage is £500 a week, statutory sick pay is only about 94. Forjobseekers allowa nce only about 94. Forjobseekers allowance it is only £73, the government must look very hard and i suggest the government must consult with freelancers and traders as well as Small Businesses and trade unions in order to ensure that the huge chunk of the economy isnt neglect it by these measures. It is a big pa rt it by these measures. It is a big part of the economy, that the economy. Absolutely. Think of your delivery drivers, the people we rely on more than others. Some of them are employed by some are a lot arent. They are taking risks with their health and there are some of their health and there are some of the lease protected people in the country. Richard back to you, this is from kate in cambridge. It is about responsibility not rights. The government has asked all employers to try to enable people to work from home if they possibly can, i think it is important that kate talks to the university and says i wa nt talks to the university and says i want to work from home, i believe i can, please help me do this. Andy this is from darren. It isa it is a very good question. Nonessential travel, that phrase refers to travelling abroad, so saying dont go abroad unless you need to for work purposes. Forget about holidays for now but nonessential travel to work, the same as my answer before. If they are building site employees, their wes at risk in the workplace but the government has not said do not go to work. They are less at risk. They said go to work if they can. Theres a difference a hassey worked out between employers and employees. There is a lot left in the government guidance for our own judgement. Richard this is from sylvie via e mail. We dont know what has come out of the chancellors speech and Statement Today but it is important that sophie goes and looks at the transport associations website. They have a lot of useful information there. Please have a look at them. Transport is essential so look at them. Transport is essential so it should be getting assistance and we very much hope so it will do particularly roofing effect that a lot of freight transport is our sole traders. The supermarkets have been making clear that at the moment they are able to cater to most peoples needs. And they can only do that because they have people getting in lauries taking protist from farms and storehouses to the supermarkets. They are an essential component of that. Notjust the shopping producer, it is the person they get from production to shop. They should be getting support and she should be looking at the transport associations website. And we need a lot more them as well, is that an important point to make. We will see a big shift in the next 12 weeks from people going to stores to online deliveries. That will cause a crunch, you have to wait for your slots if youre buying from the online delivery suppliers. That is a need, a supply shock that needs to be corrected for example by taking on more drivers and re tasking some transport fleets which is used for other purposes to do deliveries perhaps there will be a huge demand for more of that delivery capacity. Anti sticking with you, what will happen to concerts in theatres. This is from judith. The second part of the question is much harder as we have been discussing because the health of freelancers has not been detailed yet. We are hoping that some is on the way because the government has no missed two opportunities to extend statutory sick pay for soul traders and self employers. For concerts in theatres, a lot of them to have business interactions Business Interruption insurance for things like bad weather for that the government has set today and advise you to testing this out by phoning your ensure that there is an insurable event. The government giving this advice is something insurers should be up to cough up on but it is also subject to the support they have extended today. £32 billion is what they have offered. A lot of the support is coming in the form of guaranteed loa ns coming in the form of guaranteed loans and grants. If they are a small business, they may well be entitled to a Business Interruption loa n entitled to a Business Interruption loan which is guaranteed by the government and that could be a cheap way of getting through this. If they are in the leisure sector, they will also be entitled to a grant or hospitality. To be clear if you have the right insurance policy, this event, any problems, loss of earnings and so on as a result of the coronavirus outbreak, that is insurable . You would expect the insurers to pay up although depending on your exact terms you must check with them. Lets go back to you richard. This is from. Apologies if i got the name wrong. We have to see the details of the chancellors announcements. There is enough money in there to help her with both rate relief, to help with the Business Loan due to the coronavirus and also i think she has to talk to her bank. The main thing is she must make sure she has her account and Business Planning in order so she can make a good and positive case. About the viability of your business if it was not for corona. And she must not try to do this on her own. Get friends, talk to people, do not sit there and worry about it. Talk to people and get involved. The chancellor talked about today £25,000 which could be extended to businesses as a cash grant, might that be something she could get hold of . We have to see the detail but that could well be it. But it is also about making sure she claims the rate holiday for herself and also she has got a Good Business plan, businesses underlined, viable business, make sure she gets an application for a business relief alone. Richard thank you for that. Andy we just have time for this question from maxine. The first half of that the golf club closing, you might ask whether that isa closing, you might ask whether that is a final decision or whether the golf club owner could revise that decision in light of the government support. It depends on whether the golf club is closing because of the coronavirus effect or whether it was going to close anyway. The answer to the second question where my excited to get money from to live and pay for my bills . Same answer as always. If you have no income from another source, you have to turn to state benefits and the truth about those as they are not very much. Look for other work and see if you can get it. This is impacting so many people, anti , very many things was up many people, anti , very many things was up our economics was many people, anti , very many things was up our economics was of anti verity our economics respond there for some and Richard Burger chief executive of commerce, many thanks. Andy verity. Thats it for your questions answered. Ill be back after the weather. We would try to answer them with our experts, you can e mail your questions at bbc dakota at uk or tweet with the hashtag bbc your questions. At 7pm we are expect and the chancellor rishi sunak to detail his plans to help tackle the economic problems caused by measures to tackle the coronavirus outbreak. We will bring that shortly and we have some news just coming in we will bring that shortly and we have some newsjust coming in here. Trying to open this up now, it concerns tesco and apparently the retailer is tweaking Opening Hours to 224 tesco 24 hour tesco stores was that they are reducing those hours to allow staff to clean and restock shelves. This will happen from tonight, the shops were open from tonight, the shops were open from 6am to 10pm instead of 24 hours. The reduced hours will also apply to the retailers marches a stores although it is understood some with pharmacies will continue to stay open past 10pm. Those 24 over tesco stores, the biggest retailer in the country, they are now cutting back those hours and he will be opening from 6am to 10pm instead. That news just coming into us instead. That news just coming into us there for some we will bring you more at the top of the hour. Now its time for a look at the weather. Hello the rain we have seen today in scotla nd hello the rain we have seen today in scotland and Northern Ireland is now moving south into england and wales. For Northern England overnight the rain will be heaviest over and to the west of the pennines sitting through north wales accompanied by some gusty winds. South of that pointy of cloud and breaks in the cloud near east anglia and set the cement but south of the rain banned a mild night. And he got up and Northern Ireland and a touch of frost in scotland, the showers in northern scotland wintry tie level the low hills. It will come tomorrow and a blustery wind. Rain and showers and spells for Northern Ireland, brightening up across more of Northern England and disbanded cloud sync south during the day not reaching the far southeast. Breezy day with gusts of winds average speeds at six e mails per hour in the far north of scotland. Mild with brightness and the south east, a cooler day for Northern England and north wales. This is bbc news stopping a hard line at 7pm. Empty restaurants, and the chancellor promises £33 billion of support including government backed loads and a business rate holiday for those ha rd est business rate holiday for those hardest hit. Millions in britain stay at home for what now could be months. A nor dominate new mortgage payment holiday for the struggling. The pandemic as a Public Health emergency but also economic emergency. We have never in peacetime based in economic fight like this one. All nonessential surgery like this one. All nonessential surgery is cancelled in england untiljune to free up 30,000 beds. Schools and nurseries remain open and the Prime Minister says he