kind of impact the businesses. so resilience is becoming the name of the game and companies that have built up their resilience, financial, operational resilience, also technology resilience are really, i think, the ones that are going to be well positioned for 202a. and so i'm also optimistic because the us economy has remained, remained strong and resilient in a very high interest rate environment. now inflation is coming down. it gives the opportunity hopefully to have interest rates come down throughout the year, moderating the cost of capital and hopefully we still have an economic underpinning, then we will see a lot more opportunity for investors to put risk capital to work. the buzz word at this year's ces is around artificial intelligence and especially generative ai. how is that going to change financial markets as we know it? well, generative ai does. what generative ai does is, it structures language in new ways that allows it to be automated so we can create automation around anything that has to do with language.

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