'It has nothing to do with who I am': Lower credit scores can make car insurance much pricier for Black, Latino and Indigenous Americans
Charisse Jones, USA TODAY
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Pedro Montenegro was puzzled by the car insurance quote he received when he moved to Washington, D.C., from California.
The only ticket he ever got was for a broken taillight that he later fixed. But despite a near spotless driving record, Montenegro was facing a $300 monthly premium, much more than some of his friends who he believed drove more recklessly.
He eventually realized the high quote was likely due to his low credit score.