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From. Why is the credit sbercard the most profitable in the country . Every month a new interestfree period of 120 days begins. Make purchases, get your money back. So, again free forever, super rate from 98 . Apply online or allocate and receive benefits every day. So, so what s on our minds now . One benefit. For the first time in envy and eldorai installments with cashback. Get an installment plan. 20 , smart tv for only 2,212 rubles per month in mvidio and eldorado. Get cashback up to 5 with a free sovcombank debit card. Its hugely profitable in the feed. Discounts up to 80 on 1. Items. And also win tvs and other prizes in every hypermarket. Its just plastic. And this is alpha pey. Freedom to pay as it suits you. Smartphone, sticker or online, decide for yourself, get 10 cashback on everything with alpha pay, pay as conveniently as possible, with any smartphone, not just profitable, but alpha profitable. Dmitry moshnakov, director of a small construction company, has been working in this field for 25 years, talks about participating in the competition from the house of the Russian Federation to the best standard project of a residential Building Made of wooden structures, i had to use all my experience. The cost of construction should not exceed 60,000 rubles per square meter, plus 10,000 rubles for finishing. Based on these criteria. We decided to somehow approach the design of such a house so that it would cost within 1012 million rubles. His standard project was one of the winners 150 m, Frame Technology is ideal for a family of four. The house consists of four bedrooms on the second floor, downstairs there is a living room, a bathroom, a sauna, a shower room and a wardrobe. Veranda around 30 square meters. The main thing is that the project passed the state examination. In our country , almost no one ever passes the state examination for private Housing Construction, that is, we were the first to pass it. Any person can take this project, take a readymade estimate and calmly build a house for himself; i dont think that some contractor is deceiving him as to the estimated cost. Alexander poroshkin, another winner of the competition, relied on the versatility and simplicity of the design. We tried to do this. For this house to be prefabricated, so that it can be completely erected on the plots in literally one month, this can be done because we accept as it were, the concept of such house kits, that is, at the factory we prepare metal knitting there, we have laminated veneer lumber, doubleglazed windows, all these the elements are already prepared at the factory on site, we just assemble them, so we can quickly make such an object, essentially these are two houses, there on the right, left and in the middle this is a common space, that is, it can function differently. The Main Objective competition to introduce wellthoughtout standard designs of private houses so that individual Housing Construction can have its own standards. This is a key condition for the development of the industry. All documentation is freely available on the domr website in the urban environment section. The growth of the individual Housing Construction segment in russia is ahead of the most daring forecasts. Last year. Half of the housing introduced in the country was in private housing, but still only every fourth russian family lives in their own house, while those wishing to move there in 2 seconds half times more. This year it will become much easier to build your own house, we are building a building on the superservice website, you can choose a readymade, proven project, decide on a developer, choose a mortgage loan, we have created a special portal that contains more than 900 of the best projects, there are almost 300 contractors there, people can come in, choose a project, choose a plot of land, apply for a fullcycle mortgage for the construction of an individual house, from some kind of, well, quite cumbersome, sometimes stressful process has turned into a product as clear and simple as buying an apartment. What is especially important, on behalf of the president , the Housing Development institute named menstroy prepared a number of amendments to the laws. This will make it possible to extend the protective mechanism of skru accounts to individual houses, not only with complex development, but also with the addition of their own land plots with the involvement of a contractor, using. Standard projects or house kits, while builders will be able to attract Corporate Lending funds similar to the project financing, for citizens this provides an absolutely transparent, safe way to improve their Living Conditions and ultimately obtain a highquality individual home in a short period of time, this makes it possible to once again distribute preferential mortgage programs without additional collateral and guarantees from the outside, this gives, from the point of view of manufacturers of house kits, a guaranteed demand for house kits, support for the forestry industry, support for industry. Legislators expect to begin considering the amendments in the near future. At the moment the ministry of construction and the house of the Russian Federation submitted it to the government , well, i think, in the autumn session, most likely, i really hope so, this bill will already appear in the state duma and we will be able to consider it. Well, in general, the faster, the better, in my opinion, all the advantages here are obvious. Piloting of the mechanism for sparking accounting in individual Residential Construction with the involvement of contractors has already begun. The bank of the Russian Federation was the first in russia to conclude such an agreement. Credit lines have already been opened in tatarstan, kaliningrad and novosibirsk regions. We we often come across examples where Construction Companies receive mortgage money, but unfortunately they dont build houses, the client is left with nothing, and the mortgage is paid, but he doesnt have a house, this is such a scourge, this is a problem for us, which those looking for will help eradicate and decide. About 10 of private houses are now being built in russia with a mortgage, in the future every second one. 150200,000 loans can be issued annually. It is important that we have our own targeted government support. A program with state support to subsidize the purchase of individual houses, they are included in completely different programs, these include preferential mortgages and. Family mortgage and far eastern and so on, we, as a Development Institute , advocate for making one, permanent, longterm program exclusively aimed at developing the izh segment. The bank has been operating in the izh sector since december 2020. During this time , loans worth about 65 billion rubles have been issued, more than 90 preferential. Apply for a mortgage for the construction of your home using an escrow account too. Its already possible. First of all, the goal is to protect the shareholder, protect the client, buyer from loss of funds. We have already launched such a product today and started accepting the first applications. We are launching a special promotion , in which we further reduce the rate by one percentage point if the client purchases an izh, yes, but carries out construction using mortgage funds as part of a scrollable product. Of course, the key factor is the reduced interest rate. Rate, and therefore clients are more willing and happy to receive a mortgage on these terms. U individual Housing Construction in russia has enormous potential. Today, clients, banks, developers, and, of course, the state are interested in its implementation. 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To become one of the worlds best companies, to be a leader among all countries in terms of the intensity of railway use, the most energyefficient Railway System according to the International Energy agency, all this about Russian Railways today the company transports 85 of passengers and 86 of cargo using electric traction. We carry more than a billion passengers a year; in 20 years we have transported almost 24 billion passengers, if recalculated by the number of inhabitants of the earth, then we transported each inhabitant of the earth at least three times. A large amount of renewal is taking place in the industry. Almost all this time we bought the entire fleet of cars that our domestic engineering industry offered us. Over 20 years, the company has purchased almost 21,000 modern longdistance carriages and about 10,000 commuter electric train cars. Kazansky Railway Station in moscow, pero number one, a special train with a unique interior arrived here, the history of the development of jd 16 compartments. Carriages as a book about sixteen Russian Railways, from kaliningrad to the far east, inside is the best that is in russian carriage building today. Here it is, the most modern carriage in russia, here you can set a separate temperature for each compartment, comfortable, wide sleeping places, in the first carriages in tsarist times there were none at all, as a toilet is obligatory today. You can get acquainted with the development of railways on this train, it is dedicated to the twentieth anniversary of Russian Railways. The carriages are equipped with shower cabins and special equipment for filtration and heating of water, toilet complexes are equipped with touchsensitive taps for contactless supply of water and soap, electric Power Sockets and a usb port at each seat, you can connect both a phone and a laptop at once, it is planned that the branded suspended train will carry passengers until the end of the year. During october it will travel in the direction moscowst. Petersburg, and then these cars will be used in the tourist train, the golden ring and will travel to the moscow, yaroslava livanov, and moscow sections. The Railway Company was founded 20 years ago on base of the ministry of railways of russia. In the midnineties, the profitability of Rail Transport fell to negative values. The industry brought only losses. It was necessary to change everything, develop Development Programs with an eye not only on profit, but also on quality, and get rid of the old approach to work. And we managed to do this. The share of railways in the countrys freight turnover has increased by almost 10 over 20 years. Today, rdds transport about 1 3 of all Railway Cargo in the world, occupying second place in the international rating. The total share of Railway Transport, the work of Railway Transport together with colleagues, these are freight car operators, these are suppliers of products for Railway Transport, this is with shippers who used Railway Transport, constitute. The development of our country, and of course, further expansion is extremely important for us Railway Networks. The Investment Program of Russian Railways supports the work of thousands of russian enterprises, including representatives of not only large, but small and mediumsized businesses. Over the course of 20 years, the total of various orders from the company exceeded 9; at the same time, for the Largest Companies in the country, Russian Railways became a reliable partner. This year, our partnership with Russian Railways turns 20 years old, so we have known each other almost since our founding. At the end of last year, we transported a little more than 25 million tons, and these are such basic types of cargo as petroleum products, liquefied carbohydrate gases, solid liquid sulfur and petrochemical products. The volumes will only be increase, so an agreement was signed between Russian Railways and the Companies Gazprom neft, gazpromtrans and gazprominvest for the transportation of liquid hydrocarbons from the largest fields. They plan to begin deliveries in 2025, over 52 million tons over 15 years ; all issues are already being worked out. An extremely Important Role is played by the increase in such indicators as the increase in the weight of the train. Reduction of empty car flows, so the interaction that we have with the railways is aimed precisely at searching for various mechanisms that would allow the use of such logistics tools to reduce the load on the infrastructure. Severstal today transports a record amount of cargo, previously the company exported up to 40 of its products to europe, now the main consumer is in the domestic market and here the railway can fully cope. With the growth in volumes. Russian railways are an integral part of our supply chains, which ensures uninterrupted supply of our production assets to our production processes. And all this is possible only through dialogue, and over the past few years, i can confidently say that the quality and depth of immersion of our interaction is continuously growing. And the numbers confirm this. Over the past 5 years , we have increased the cargo turnover of the companys enterprises by 25 to 33 million tons. Among the main cargoes that travel by rail today are coal and, of course, grain. Russian farmers have been showing record numbers for the wheat harvest for several years now. Dimetro holding today unites assets that are engaged in the supply and trade of agricultural products. The cooperation strategy with Russian Railways made it possible to find. The optimal route for transporting raw materials. Together with Russian Railways, we have found an effective way, these are route shipments and express freight. The turnover of wagons when sent by routes is almost two times better than by carload shipments or group shipments. This solution significantly increases the efficiency of transportation, reduces the load on the Railway Infrastructure and, as a result, allows us to keep reasonable prices for the transportation of their products, the company is actively developing the eastern direction; since 2013, Russian Railways have been carrying out a largescale modernization of the Railway Network from kuzbass to the pacific coast. The project was called the eastern test site. Last year, the carrying capacity of bam and transib was increased to 158 million tons. This is planned to increase to 173 million. Today, rgd uses heavy trains weighing 7,100 tons. More of them passed in the eastern direction last year. 16. 000 work has already begun the compositions have twice the mass. This requires the creation of special infrastructure. Last year alone, at the eastern training ground, the Russian Railways construction complex completed a volume of work worth 131 million rubles. In total , thousands of objects and thousands of kilometers of track were built and reconstructed. And there are even more challenges ahead. Vladimir putin expects freight turnover from Russian Railways to reach 255 million. And this is by 2032. It can only be achieved through Major Construction , including unique engineering structures such as the second severomsky tunnel, this is the most the large tunnel that we have is fifteen kilometers long, it will be necessary to build a second line, a second tunnel, a number of large artificial structures, and of course all the approach roads, developing railways and tourist destinations, 10 years ago no one could have imagined it. That you can buy a train ticket and go on an excursion to different cities with comfort and accommodation in carriages, but now it is difficult to get tickets to such popular destinations as karelia, baikal, the caucasus, and the great ustyuk in winter. Russian railways coped with load on the southern direction, after the closure of air traffic it was necessary to sharply increase the number of trains in the summer. The decision to use twostory buildings turned out to be effective; by the way, it was the first one. Back in 2013 on the moscow adler route, today the Russian Railways fleet includes 26 pairs of such trains. Whatever the region, today Russian Railways are represented in 707 regions of the country, and the attention to Infrastructure Development is the same. The task is to create a modern, technologically advanced railway throughout russia so that there are no bottlenecks. Thanks to cooperation with Russian Railways. 5 years managed to bring the ivanovo region out of a transport impasse, frankly speaking, 5 years ago swallows started working, now its comfortable to get to moscow, this year the swallows are rushing from ivanovo to nizhny novorod, together with Russian Railways we made another important project, the orlany trains, which connected our small towns with a regional center, it is now even more convenient to travel within the ivanovo region, by the way, passenger traffic as a result has more than doubled, that is , it really turned out to be very convenient for people, thirdly, although not third in importance, this the Railway Station where we are now, which has already been recognized by many experts as one of the most beautiful Railway Stations in the country, all this was done thanks to Russian Railways. Russian railways is a story not only about the train route, but also about a rich cultural heritage, which includes many memorable and important milestones of the country. In 2017, Russian Railways opened a museum in st. Petersburg. Railways, where unique exhibits are stored, including a collection of rare and legendary steam locomotives, diesel locomotives, electric locomotives, carriages, since its opening it has been visited by over 1,500,000 people. In addition, Russian Railways is a partner of the moscow Historical Museum, cooperation including both holding exhibitions and assisting in the restoration of exhibits. Each joint exhibition is. Art, we do exhibitions, by the way, we did exhibitions in the wonderful exhibition hall at the kazansky Railway Station, we do projects, we also have exhibition projects, for example, last years project russia on the roads of civilization, which in to some extent, it was also dedicated to the transsiberian railway, one of the best projects of last year, this is the dreams of siberia project, it was also implemented with the support of Russian Railways, so we have a lot. They work very diversely, good afternoon, welcome to the modernized st. Kipwagon. The director of the Historical Museum , alexey levykin, sees how the railway is changing not only from exhibitions, but is also an active passenger of Russian Railways, often preferring this particular type of transport. You find yourself in fairly pleasant conditions, yes, air conditioning, cleanliness, some degree, if your route is there, somewhere within 24 hours, you rest, in any case , this is very good, this is very pleasant, because i always remember, so to speak, in my youth, and in childhood, of course, what stopped me was that you will have to. For two, three, four days in general to be in not very pleasant conditions, this, to some extent, caused negativity, and you always preferred the plane there, lets say, now sometimes you think, wouldnt it be better to take a ride, so to speak, to relax , for the comfortable conditions provided by the iron road, it takes a lot of painstaking work, about 700,000 people, Russian Railways ranks first in terms of the number of employees in russia and third in the world. The Company Continues to improve its own social infrastructure. These are not only hospitals, clinics, kindergartens and schools. Thus, in the twentieth year, Russian Railways university was recognized as the best in the world according to the World Council of corporate universities, beating competitors from 50 countries. Russia and the United Arab Emirates have requested an urgent meeting of the Un Security Council on wednesday in connection with the missile attack on hospitals in gas. This was announced by the first deputy permanent representative of our country, dmitry polyansky. After more than 500 people were killed,

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