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Employers and retirement plan services providers have had a year
to mull over their options since the Setting Every Community Up for
Retirement Enhancement (SECURE) Act of 2019 paved the way for the
launch of pooled employer plans (PEPs). For small businesses, these
new plans may fundamentally change the quality of and access to
retirement plans. The promise of PEPs is that by facilitating the
pooling of administrative expenses among multiple employers, each
employer benefits from economies of scale.
Provider enthusiasm
A company that manages the PEP is known as the pooled plan

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