AMCON is about to wind up with about N5trn toxic loans dumped on the CBN by bankers who are regarded as pillars of society and whose banks report record profits and declare huge dividends. They refuse to clear the mess they left with CBN on account of reckless loans they granted until 2009. Elsewhere in the world, governments would have ensured that the banks cleared their toxic loans which resulted in the 2008 banking crisis.