Kentuckians collectively owe more than $20 million in student loan debt, and a new informal survey sheds light on how hefty student-loan payments affect the lives of borrowers in the Commonwealth. Research from the Kentucky Center for Economic Policy found nearly one in five residents owe student debt, including 20,000 people at or near retirement age. Ashley Spalding, research director at the Center, said the situation is preventing many individuals from purchasing a home, starting a business, or accessing health care. ...