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the international community. and it deregulates them in the united states. it weakens the stress test for those larger banks, makes them less frequent and dilutes them. and we're ultimately relying on trump regulators to enforce some of these things. that's why paul volcker, and sheila baer and others who used to do regulation and understand how important it is think this bill is pretty alarming, that this bill will make it more likely as a congressional budget office says, more likely to cause a bailout in the future. and that's exactly the wrong thing to do. >> i want to go back to something you just said which is interesting you. said there was a kind of legislative evolution in which you thought this started in a place where there was some needed reforms to sort of help community banks. and what happened was what? the bank lobbyists got ahold of it? the republican leadership got ahold of it and turned it into something you don't like and can't support?

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