on a yellow pad the early outlines of what financial reform would look like xgt ever since he worked tirelessly to make it real. he has one of the smallest budgets in charge of protecting consumers but done as much as anybody to implement financial reform. under his watch, the cftc transformed what was a secretive and shadowy derivatives market by bringing large parts of it on to exchanges to transparent trading. and cftc is working hand in hand with other agencies to protect consumers by implementing the rule which is called on regulators to kpleetd by the end of the year. they successfully imposed nearly $1.8 billion in penalties against financial firms that engaged in rate fixing schemes. they worked to make sure that irresponsible few can't hurt consumers by illegally manipulating or raiding energy

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