cheapest price for a premium. so it works fine without the individual mandate. we practiced that for 20 years. you don't need it. this was a concoction of academia and insurance companies. it makes sense when you make the argument but human behavior is not what economists predict which happens fairly often. if it gets struck down it's going to be a plus for the president in the long run, probably in the short run a lot of wringing of hands. >> governor, let's talk about the practical impact, though, on health care reform on the consumers. what happens if the individual mandate is pulled out? does humpty-dumpty fall off the wall and start all over or you can raise fees and taxes somewhere else? >> you don't have to. it's minimal. the insurance companies will raise their premiums 1% or 2%. there are not many people that cheat. there are a few free riders but not many. that's the way human behavior is. if you were 55 years old and you didn't have insurance because you lost your job, and suddenly this bill comes along and you
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