>> that's the thing if you're not buying from a bank. if you do get your heart set on a bank owned property and you're just not sure about what the risk to you is, is get the name of the bank that owns the property and the address to your title insurer as early as possible trains action. what you want to do is make sure you can get a title insurance policy before you start shelling out a whole lot of money for inschecktions and appraisals. if you're currently in contract on one of the homes affected by the freeze you've been notified that your sale will be suspended and escrow will be pushed out. >> thanks very much with those consumer tips there because this is a crazy time right now in the housing market, particularly if you're pabuying a bank owned property. what member of congress once operate ad 30 subway restaurants. the answer is louisiana congressman john fleming. he ran 30 subway shops as a