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paying out money that its brought in starting this year going forward. shep? >> shepard: what does this mean for americans planning retirement? >> it's bad news. the new bankrate survey shows 61% of americans don't know how much they need to retire. 19 million americans say they never plan to retire in part because of the cost of living. in this report here, talks about medicare also. in fact, medicare, because of the tax cuts and removing the individual mandate, there's some issues with sort of the hospital insurance trust fund. that will run out of money in 2016 because of the individual mandates that been removed. more people run insured and more people will be going to the hospital needing the fund, so it will run out of money earlier than expected. >> shepard: 3 years than originally reported. thank you. kate spade has died. police say it appears she hanged herself in her apartment in new

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