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because congress never approved them. and that is partially impacting the cost of silver plans. but premiums have gone up each year since the law passed mainly because insurers are paying out more than they're taking in. >> it's obamacare's regulations that have more than doubled people yums over the last four or five years, and it's the sloppy drafting of obamacare that led to the illegal cost-sharing subsidies that the obama administration has been spending without the authorization of congress. >> reporter: despite the often times confusing blame game, consumers are figuring out what works for them. and because tax credits are also increasing, the vast majority of those on the exchange aren't paying any more for premiums. still, the 7-year-old law remains a political football that gets passed at every sign of trouble. in seattle, dan springer, fox news. rick: the situation in puerto rico remains critical two months after hurricane maria ravaged the american island. power outages are still widespread across the u.s.

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