doesn't start until january 1. that's the earliest that the insurance can kick in. no one who decides to purchase a plan has to pay their first premium until december 15. and unlike the day after thanksgiving sales for the latest playstation or flat screen tv's, the insurance plans don't run out. they're not going to sell out. they'll be available through the marketplace, throughout the open enrollment period. the prices that insurers have set will not change. so everybody who wants insurance through the marketplace will get insurance. period. everybody who wants insurance through the marketplace will get insurance. third, we are doing everything we can possibly do to get the websites working better, faster,