president of finance for wal-mart. in case you haven't seen a sales report. month to date sales are a total disaster, the worst start to a month i've seen in my seven years with the company and the results some economists believe may be due to the tax hikes just imposed in particular the rollback of the payroll tax break that all taxing all americans, we're not just talking about the rich, but regular folks, what does it mean for our economy. matt mccall is the manager of penn financial group and charles payne at the fox business network and so when you hear these dire comments from wal-mart and their top executives, you think holley moly, why? why? and economists are saying it could be the payroll tax and that may be a bigger deal than quote, any of us thought. your thoughts on it, charles. >> i agree he, about a month ago we got consumer confidence numbers for january came in substantially below what anyone thought.

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