institutions. so for these communities that have institutions, with bad loan portfolios it could be tougher but it is not going to have a macroeconomic impact and for credit conditions the smaller institutions it will not be too tough. >> the banks were given $10 million to get healthy and 100 banks are failing and some are on the edge, what about the taxpayer money we put into these? do we lose that? tarp put out a lot of money? do we get it back? lose it? >>reporter: taxpayers will lose money. the smaller institutions could actually lose a few billion from the smaller institutions but you think of the scope of tarp. it passed in 2008, $700 billion to stabilize the financial system. the original estimate was the taxpayer could lose half of that
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