and dennis joins us now. what is going on? >>reporter: opponents of obamacare when the virginia court ruling came out and said federal government you cannot force people to buy insurance, they thought it was derailed but the other elements of the law are creeping into place. on january 1, 2011, 50 percent drug discounts on brand names for elderly, you think it is great, it will cot -- cost more. and quality control, all january 1, 2011, but other things on the cost side, they are not coming in, until october of dwrch. including innovation to bring down the costs and january 1, also, profit caps on insurers they have to use 85 percent of all they receive on direct medical expenses and that is price control. >>neil: isn't that what