student. crist stier walt from the washington examiner, good morning to you. you heard what the the president was staying there. when you put the government in charge of anything, how often do you reduce cost, chris? >> well, that's never really happened, but the president needed that money in order to get the health care bill, the whole legislateive package scored in a way that could meet his promises about decifit reduction and other things. they needed an additional source of funds. and by nationalizing or taking over this student loan business, that $68 billion that the administration accountants can use to apply to certainly these loans, but also, to propping up the health care costs. bill: what are you talking about, pell grants, some colleges in this mix are going to get billions? is that what the idea is? >> well, the idea, aside from funding some of the health care, is that you