hey ron! they're finally taking down that schwab billboard. oh, not so fast, carl. ♪ oh no. schwab, again? index investing for that low? that's three times less than fidelity... ...and four times less than vanguard. what's next, no minimums? ...no minimums. schwab has lowered the cost of investing again. introducing the lowest cost index funds in the industry with no minimums. i bet they're calling about the schwab news. schwab. a modern approach to wealth management. modejane, you'rerves getting a ticket. pay. online and on your phone nope. it's been masterpassed. for the little victories, am i right? masterpass, the secure way to pay from your bank don't just buy it, masterpass it.