phone number. right now paypal dominating the electronic cash transfer system. a credit card comparison system is out with a list of the worst cards on the market. they include the visa black card. it has a $495 annual fee and includes the vague promise of luxury gifts. also the first premiere bank credit card requires a $95 security deposit just to get a $300 credit line. has a $75 first year annual fee and then that jumps to $120. if you just got your college diploma, a national study finds 3 out of 4 companies plan to hire new grads this year. 23% plan to hire more graduates than they did last year. kiran? christine? >> that's a little good news. >> we talked about how difficult it is for coming out of college and trying to find a job. >> things are better for this class. kids still have to work hard to