card use is actually surpassed credit card use in the past year. think of that. americans maybe $28.4 billion debit purchases and $21 billion credit. a credit guru and counselor says be careful. you won't get the same protections with a debit card that come way credit card. second, the debit card, you're using your own money. the risk isn't coming from the bank using its money. it's your own money. something to remember, the difference between a credit card and debit card. >> if you really need a credit card what to do before you sign up for one. 70 seconds away. christine?
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