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number one, they're not sure what their tax outlook is going to be next year and the years beyond, and, number two, they have no idea what health care will look like for any pleas they hire, so they're very reluctant to bring people on full time. mike, does that ring a bell? >> absolutely. a small business owner such as us, have no confidence in the direction of economy is going. there is uncertainty about the tax issues. we just don't have the confidence to investment in the economy right now, and that's the biggest challenge. there's no clear message coming from the government, from obama on where we're headed, and how we can plan to get there. >> all right, guys, we had a panel of three, and number three just showed up, eric castleberry, he runs fitness centers in new york. do i have that right? >> yes. how are you? >> thanks for jogging in this morning.

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