vulnerable. millions of people have now lost their homes. tens of millions more have lost value in their homes. just about every sector of our economy has felt the pain, whether you're paving driveways in arizona or selling houses in ohio or you're doing home repairs in california or you're using your home equity to start a small business in florida. that's why we need to give consumers more protection and more power in our financial system. this is not about stifling competition, stifling innovation. it's just the opposite. with a dedicated agency setting ground rules and looking out for ordinary people in our financial system, we will empower consumers with clear and concise information when they're making financial decisions. so instead of competing to offer confusing products, companies will compete the old fashioned way, by offering better products. that will mean more choices for consumers, more opportunities
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