Best cash-back credit cards for April 2021
Best overall cash-back card
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After dealing with the pandemic for over a year, many people are looking for ways to simplify their lives. One way to do so is to ditch complicated credit cards with hard-to-redeem reward systems in favor of something more straightforward. This is where a cash-back credit card comes in.
The best cash-back credit cards (and some cards with hidden perks) can put a lot of reward dollars back in your wallet, depending on the level of your spending, rewards rate and the card issuer. Most people can earn anywhere from 2% to 5% overall on their combined purchases -- sometimes even more if they make a certain qualifying purchase. This can translate to between $300 and $600 in credit card rewards per year if you spend $15,000 annually. Further, depending on the card, you may be eligible for bonus rewards or even a sign-up bonus -- there are plenty of options out there, especially if you have excellent credit.